2020: Emerging markets recover, and China has more advantages.

In 2020, under the pressure of low interest rates and asset shortage in developed economies, international capital will enter emerging markets to seek high returns, thus enhancing its imagination of bottoming out in emerging markets.
In the past year, due to geopolitical uncertainty, intensified global trade friction, poor global economic growth and structural problems, the economic growth rate of emerging economies fell to the lowest point since 2009.
However, according to the International Monetary Fund (IMF), emerging markets and frontier markets account for about 59% of global GDP, and by 2024, this proportion is expected to rise to 63.3%. Emerging markets still have a lot of room for growth.
Ian Golding, former vice president of the World Bank, also said that the growth of emerging markets has always been the key to supporting the global economy. Looking forward to 2020, what are the prospects of emerging markets? Which emerging economies will perform better? Which assets will benefit from this? In this regard, the reporter of International Finance News interviewed experts from many financial institutions.
Recovery comes with risks.
In order to boost the economy, central banks in emerging economies have generally adopted interest rate cuts in 2019. The Bank of India has cut interest rates five times since 2019, reducing the interest rate to 5.15%. The Russian central bank lowered the benchmark interest rate to 6.25% five times during the year.
In the latest World Economic Outlook, the IMF said that the economic growth rate of emerging markets and developing economies is expected to pick up, rising from 3.9% in 2019 to 4.6% in 2020.
"With the improvement of the global trade environment in the fourth quarter of 2019, the new progress in Britain’s Brexit, the interest rate cut by the Federal Reserve, and the possibility of relative income during the US election in 2020, this has given the global market a rare time window." Liu Min, China market analyst of FXTM Futuo, told the reporter of International Finance News that because the Federal Reserve hinted that the threshold for raising interest rates in the future is high, other developed economies are mainly adopting loose monetary policies at present. With abundant funds and temporarily reduced uncertainty, the profit-seeking instinct of funds will appear, which will probably usher in some opportunities for emerging economies with relatively rapid GDP growth in 2020.
Zhao Yaoting, global market strategist for Jing Shun Asia-Pacific region (excluding Japan), said that emerging markets in Asia are expected to achieve about 6.2% economic growth in 2020, led by Indonesian and Vietnamese performances. These two countries benefited from the supply chain disruption caused by the trade war.
Teera Chanpongsang, Fidelity International Fund Manager, told the reporter of International Finance News that it is expected that the Indian and Indonesian governments will continue to promote domestic reforms, which will promote the long-term economic growth in Asia. Asian central banks will continue to maintain growth through fiscal incentives and monetary easing. In addition, China will continue to lead the development of Asia, mainly in e-commerce consumption and consumption upgrading.
Although many institutions are optimistic about the recovery of emerging markets at present, Cheng Shi, chief economist and managing director of ICBC International, said in an interview with the reporter of International Finance News that in 2020, emerging markets will still be in the long process of crossing the historical turning point, and the growth rate is expected to continue to fall near the low level of the ten-year cycle, so it is difficult to see a sustained and strong growth rebound on the whole. Looking forward to 2020, there are three historical turning points on the road of recovery in emerging markets: "First, the main engine has entered a weak period. While China’s economy insists on "slowing down and improving quality", the Indian economy still lacks the steady power to take over, and the weakness of "BRICS" will curb the rebound of emerging markets; Second, the main mode hit the ceiling. As the debt cycle enters the second half, the debt-driven growth that emerging markets rely on is unsustainable, while the narrow policy space and rising populist risks are increasing the threat of debt deflation. Third, the old dividend has become a new weakness. As an external pillar of emerging markets, economic globalization is easy to retreat and difficult to advance, and emerging markets will face multiple risk shocks. "
Huang Jun, a Chinese analyst at Jiasheng, warned, "In 2019, the slowdown of economic growth in emerging economies made domestic contradictions prominent, and mass activities appeared in many countries around the world to varying degrees. Such as India, Iran, Brazil and Venezuela. If the economic growth rate still slows down in 2020, we should pay attention to the possibility of group activities in many emerging economies, which will further drag down economic growth. "
In addition, Huang Jun told the reporter of International Finance News that the main problem of the current economy is that in this economic cycle, the effectiveness of fiscal policy is greater than that of monetary policy, and making a fuss about the demand side can better hit the point of the current economic weakness. At this stage, although all emerging economies hope to revive their economies, which emerging economy is easier to introduce fiscal policy in practice will have more advantages.
Beat developed markets
At present, most institutions in the industry are optimistic about emerging markets in 2020, and think that the present is the most worthwhile opportunity to enter the market. CICC said that after continuously underperforming developed markets in 2018 -2019, due to the gradual recovery of the global growth cycle and the possible depreciation of the US dollar, investment in emerging markets is expected to outperform developed markets in 2020.
UBS said that in view of the falling interest rate of the US dollar, emerging markets are expected to attract capital inflows in 2020, and investors’ pursuit of income may benefit some emerging market currencies. Investors will favor the currencies of countries with economic growth, investment expansion, productivity improvement and fiscal stimulus policies.
Goldman Sachs also said that emerging markets will achieve positive returns in 2020, on the grounds that sustained monetary easing, low oil prices and a better growth environment in the United States and the euro zone in the coming year will accelerate the economic growth of emerging markets.
Bank of America Merrill Lynch believes that in Asia, with the recovery of international trade, the currencies of emerging market economies in Southeast Asia are expected to continue to strengthen.
Teera Chanpongsang told the reporter of International Finance that he is more optimistic about stock assets in emerging markets. He said, "We prefer those companies that benefit from the steady growth of e-commerce consumption, the rise of the middle class and the upgrading of consumption, and at the same time value the experience of enterprise management teams and prefer those that can benefit from structural growth."
Liu Min said that emerging economies with relatively free interest rates, active fiscal policies and trade surpluses are worthy of attention. Among them, emerging Asian countries and their high growth and trade surplus have become a more prominent category. There are better opportunities in Latin America, and opportunities in Latin America may not be as common as those in East Asia. In 2019, Thailand became one of the few emerging countries where its currency greatly appreciated against the US dollar. With the improvement of the global trade environment, we can continue to pay attention to this country in 2020. In addition, Viet Nam also has great advantages in undertaking China’s industrial transfer. China’s economy is huge, and the opportunities will increase relatively. In addition, the financial opening has a good attraction for foreign investment.
Huang Jun believes that the investment theme in 2020 is hedging, followed by the pursuit of relatively high returns. "In the economic downturn, emerging economies need to maintain political and economic stability first. If there is domestic instability, there will be capital outflow. Because most developing countries have higher bond yields than developed countries such as Europe and America, they have a comparative advantage in yield, and investors will favor bonds. On the other hand, it is high-quality assets, and the important indicators for measuring high-quality assets are safety, liquidity and yield. "
Optimistic about the China market
Most analysts said in interviews that among all emerging market countries, they are more optimistic about the China market. Huang Jun said that there are three aspects to be optimistic about China: first, the domestic situation is stable; Secondly, compared with the major economies in the world, China’s debt accounts for a small proportion of GDP, and China has the ability to introduce fiscal policies; In addition, the national policy leads to new economic growth points, and China’s efforts in the fields of 5G and artificial intelligence are aimed at actively creating new social demands and welcoming the new economic cycle more quickly. These fields are worth looking forward to.
Cheng Shi said that in 2020, under the pressure of low interest rates and asset shortage in developed economies, international capital will be forced to seek high returns from emerging markets, thus enhancing its imagination of bottoming out in emerging markets. However, once this expectation seriously deviates from the weak growth of emerging markets, the iron facts will eventually shatter the golden fantasy. Fast forward and fast out of capital will touch the debt risk and exchange rate risk, and the roles of "honey" and "arsenic" will switch more frequently. "Under the threat of expected reversal,’ steady low growth’ is more valuable than’ fragile high growth’. From the perspectives of debt risk, exchange rate risk and populist risk, compared with other emerging markets such as India, Central and Eastern Europe and Latin China,’s economy of’ slowing down and improving quality’ still has high stability, which is expected to gain a comparative advantage. ".
Zhao Yaoting told the reporter of International Finance News that as China’s economy continues to transform into a consumption-oriented and service-oriented economy, its economic fundamentals remain sound. China’s real estate market will remain active, and it is possible to achieve steady investment growth, which will benefit China’s economy. On January 1st, the People’s Bank of China announced that it would reduce the deposit reserve ratio by 50 basis points, reflecting that the People’s Bank of China will continue to implement loose monetary policy to support the economy. In addition, China and the United States have reached an agreement on the text of the first stage economic and trade agreement, which will further reduce the uncertainty of the market and boost the market atmosphere. "We expect that, in view of the positive reaction of investors to the two catalysts of RRR cut and the signing of the first-stage trade agreement, the China stock market will usher in a wave of upward momentum in the short term".
Reporting/feedback

The new Cadillac Escalade American SUV has 1.23 million cars in the port.

Escalade 3.0T Diesel Deluxe Platinum Edition Black Red Escalade Diamond Lattice Cadillac Deluxe Platinum Maximum with Dirac Zhixing Safety System Front Pedestrian Brake Warning Automatic Emergency Braking Front Traffic Warning Seat Linkage Alarm (Seat Vibration Alarm) Rear Seat Tip (There are items in the rear seat, Automatic prompt) Parking assistance system HD streaming media rearview mirror front and rear vehicle warning lane keeping function lane departure warning 360 HD ring car image 22-inch 14 aluminum alloy polished wheels panoramic sunroof full-color head-up display front seat ventilation adaptive cruise system rear camera with cleaning lane change warning and blind zone warning rear vehicle warning belt with active braking automatic seat belt pretensioning specific platinum version front face 22-inch 10 double-color polished alloy wheels. Instrument panel with laser etched leather package, central control and door panel fur roof and all Semi-Aniline leather seats for doorposts, 16 adjustable seats, AKG studio-level audio with front row massage ventilation, 36-speaker rear entertainment system (12.6 inches) electronic limited slip MRC electromagnetic suspension air suspension with chassis lifting aluminum alloy luminous threshold front and rear electric suction door electric pedal super cruise night vision system cylinder heating.

In terms of the interior of the new Cadillac Escalade, the new car also adopts a new design style, and three LCD screen highlights, the 7.2-inch screen on the left can display information such as fuel consumption, the 14.2-inch full LCD instrument panel in the middle and the 16.9-inch central control screen on the right. In addition, the rear of the high-profile car is equipped with two 12.6-inch touch entertainment screens.

The new Cadillac Escalade adopts the layout form of "2+2+3". As a high-performance version, according to the spy photos released before, the new car has been upgraded with a brand-new exclusive high-performance grille and sports wheels in appearance. The new car is also equipped with the same rectangular exhaust as the CT5-V Blackwing and a brand-new appearance kit. As for the interior, referring to the difference between the CT5-V Blackwing and the ordinary version, the Escalade -V will remain.

As the status symbol of the top model, the brand-new Cadillac Escalade is unforgettable in exaggerated shape, and its sharp design highlights its self-confidence. The door panel has exquisite workmanship and beautiful lines, and the metal door handle is perfectly integrated into the lines of the panel.

1942mm/ wheelbase 3407 mm. The 22-inch rim is the standard of the new Escalade 2023, and the double six-spoke rim with the tire size of 275/50 R22 is more dynamic.

[See you at 8 o’clock] Heroes are always there! Thirty victims of Liangshan forest fire were approved as martyrs.

  At 8 o’clock, witness the news every day. CCTV will sort out the big and small things that happened around us within 24 hours for you.

  [concern]

  Heroes are always there! Thirty victims of Liangshan forest fire were approved as martyrs.

one

  In order to comfort the heroes and inspire the team, recently, the Emergency Management Department and the Sichuan Provincial People’s Government approved 30 comrades who died heroically in fighting the Muli forest fire in Liangshan, Sichuan as martyrs.

  At 18 o’clock on March 30, 2019, a forest fire broke out in Yalongjiang Town, Muli County, Liangshan Prefecture, Sichuan Province. On the afternoon of the 31st, a total of 689 officers and men of Liangshan Prefecture detachment of Sichuan Forest Fire Brigade and local firefighters arrived in the primeval forest at an altitude of 4,000 meters to start fighting. During the fire-fighting operation, due to the sudden change of wind direction, the forest burst into flames, and the fire-fighting personnel at the scene took emergency actions to avoid danger. Among them, 27 forest fire fighters and 3 local fire-fighting personnel died heroically.

  This is a heavy list, and they are heroes who will always be remembered! Zhao Wankun, Jiang Feifei, Zhang Hao, Liu Daixu, Dai Jinkai, Xing Gengfan, Cheng Fangwei, Chen Yibo, Yao-dong Zhao, Ding Zhenjun, Tang Boying, Li Linghong, Meng Zhaoxing, Cha Weiguang, Guo Qi, Xu Penglong, Zhou Peng, Zhang Chengpeng, Zhao Yongyi, Gu Jian Hui, Zhang Shuai, Wang Fojun and Gao Jiyong.

  Heroes are always there, and the heroic spirit lasts forever!

  A newly discovered fire fighter was killed in Muli forest fire.

  At 17: 25 on April 4, the Forestry and Grassland Bureau of Liangshan Yi Autonomous Prefecture received a report from Muli Forestry Bureau, and found the body of Comrade Wang Huirong, deputy director of the Third Construction and Management Office of the Bureau, at a fall at the mouth of Labasigou, Lier Village, Yalongjiang Town. According to preliminary verification, on March 31, Comrade Wang Huirong went to the fire with the fire fighting team and spent the night in safety on the way. After breakfast on April 1, Comrade Wang Huirong suggested that he would return on his own due to exhaustion, and other team members continued to rush to the fire. At about 16: 00 on April 3, the firefighters in front of the fire asked the headquarters whether Wang Huirong had returned. The headquarters failed to contact Comrade Wang Huirong, that is, organized a team search and found Comrade Wang Huirong’s body at 15: 10 on April 4.

  [domestic]

  From next month, the contribution rate of pension insurance units can be reduced to 16%.

  A few days ago, the General Office of the State Council issued the Comprehensive Plan for Reducing Social Insurance Rates. The "Proposal" clarifies that from May 1, 2019, the contribution ratio of urban employees’ basic old-age insurance units will be reduced. At present, provinces with a unit contribution ratio higher than 16% can be reduced to 16%. At the same time, we will continue to reduce unemployment insurance and industrial injury insurance rates in stages. Since May 1, 2019, the province that implements the total unemployment insurance rate of 1% will extend the period of reducing the unemployment insurance rate in stages until April 30, 2020. From May 1, 2019, the period for reducing the industrial injury insurance rate in stages will be extended to April 30, 2020.

  The remains of the sixth batch of Chinese people’s Volunteer Army martyrs in Korea were buried in Shenyang.

one

  "Wake up!" In the trumpet solo "The Song of Missing", the ceremonial soldiers covered National Flag of the People’s Republic of China’s coffin for half a week and walked slowly to the burial place. The heroic leaves of 10 Chinese people’s Volunteer Army martyrs returned to their roots, and they slept peacefully among pines and cypresses.

  The remains of the sixth batch of Chinese people’s Volunteer Army martyrs in Korea were buried in Shenyang Martyrs Cemetery to Resist US Aggression and Aid Korea on the morning of the 4th. More than 200 representatives from all walks of life attended the burial ceremony that day, including many survivors of volunteer martyrs and representatives of volunteer veterans.

  Fighting for 6 days and 6 nights, Shanxi Qinyuan forest fire was completely extinguished.

one

  Qinyuan "March 29" forest fire fighting front-line headquarters released a message on April 4, after six days and six nights of continuous fighting, the fighting work made key progress, all the open flames outside the fire site were extinguished, 90% of the fire site was cleared, and it was transferred to the guard stage. According to the unified arrangement and deployment of the frontline command, starting from April 2, the fighting force began to launch a general attack on the last fire line in the blocked area. The national forest fire rescue team has 1,300 people as the main force, attacking the core area and the main battle direction. There are 1,689 officers and men of the People’s Liberation Army and the Armed Police, 1,140 police officers and firefighters in various cities and counties, and 11,500 local cadres and masses with fire fighting experience. A total of more than 15,000 people are fully engaged in the tough battle. The fighting force overcame the unfavorable meteorological conditions and the complex terrain environment, and made every effort to open up and widen the isolation belt. Through chemical fire fighting, aviation fire fighting, engineering fire fighting, artillery fire fighting, manual work, etc., the whole fire scene was effectively sealed and controlled and cleaned in an orderly manner.

  Xi Fei, a duty criminal suspect who fled for 16 years, was arrested when he sneaked back to Beijing.

  According to the website of the State Commission for Discipline Inspection of the Central Commission for Discipline Inspection, recently, under the overall coordination of the International Office of the Central Anti-Corruption Coordination Group, the Beijing Municipal Commission for Discipline Inspection and the Beijing Office for Pursuit and Recovery have unified command, and the Haidian District Commission has acted decisively and will flee in Beijing for 16 years. The duty criminal suspect Xi Fei was arrested and brought to justice.

  Xi Fei, male, born in October 1962, was the former deputy manager of China Construction (Nanyang) Development Co., Ltd. and was suspected of corruption. On April 8, 2003, Beijing Haidian District Procuratorate filed a case for investigation. After the incident, Xi Fei has been absconding abroad. Recently, the Haidian District Supervision Committee found that Xi Fei sneaked back to Beijing from abroad. With the support and cooperation of the public security organs, the Haidian District Supervisory Committee took timely action and successfully arrested Xi Fei.

  The Qingming small holiday is expected to have nearly 2 million people entering and leaving the country, which is expected to increase by 5.4% year-on-year

one

  The National Immigration Bureau reported on the 4th that the average daily number of people entering and leaving the country’s ports during the Qingming holiday this year will reach 1.99 million, which is expected to increase by 5.4% year-on-year.

  The National Immigration Bureau predicts that the passenger flow at Beijing Capital Airport, Shanghai Pudong Airport, Guangzhou Baiyun Airport and other large airport ports is generally stable, but the number of Hong Kong, Macao and Taiwan residents who are adjacent to Hong Kong and Macao land ports and have direct flights with Taiwan Province to return home to worship their ancestors has increased significantly, with a large increase in passenger flow. It is estimated that the daily average number of entry and exit passengers at Gongbei Port will reach 425,000, that at Luohu Port will reach 306,000, that at Futian Port will reach 188,000 and that at West Kowloon Station will reach 92,000.

  [international]

  Preliminary investigation report on the difficulty of Ethiopian aviation: the pilot’s operation conforms to the operating specifications.

one

  Moges, Minister of Transport of Ethiopia, said at the press conference on the 4th that the plane crashed by Ethiopian Airlines had been in good condition and the pilot’s operation was in line with the operating specifications. The Ethiopian Ministry of Communications said on the 3rd that it released the investigation report on the crash of Ethiopian Airlines Boeing 737 MAX 8 at 10: 30 am local time (15: 30 Beijing time) on the 4th. According to reports, the investigation was led by Ethiopia, who analyzed the wreckage of the passenger plane and simulated and tested the data errors of the passenger plane during the flight. The investigation report may also explain why the pilot turned off and restarted the automatic stall prevention system before falling.

  The former Malaysian Prime Minister denied the seven charges of one horse fraud case and reopened the court on April 15.

  On April 3, local time, the money laundering case of SRC International Pte Ltd involved by former Malaysian Prime Minister Najib was officially opened. On the same day, Najib denied 7 of the 42 allegations in court. It is reported that in order to ensure the smooth progress of the trial, both the prosecution and the defense decided to resume the trial on April 15, and it is expected that the whole trial will not end until May 10.

  The second suspect in the kidnapping of China students in Toronto was arrested and two people are still at large.

three

  The second suspect has been arrested in a recent kidnapping case of China students in Toronto. There are still two suspects at large.

  The police in York, Ontario, Canada, which is in charge of investigating the case, announced on April 3 local time that the police arrested a 33-year-old man involved in the case in a residential building in Brampton, Ontario on April 2. He is scheduled to appear in court for the first time on the 3rd. At present, the police have not announced his name.

  Britain intends to seek to postpone the Brexit deadline, and the EU is tough and refuses to postpone it.

  The British Parliament passed a bill asking Prime Minister Theresa May’s government to seek a bill from the European Union to postpone the Brexit deadline, thus preventing hard Brexit. However, European Commission President Juncker indicated that if Britain could not pass the Brexit agreement before the 12th of this month, it would be impossible to postpone it for a short time.

  The redemption period is approaching, and the couple found that the winning lottery won 750,000 US dollars.

  According to the Sputnik, the lottery center in Quebec said that a Quebec couple found a lottery ticket that had been forgotten for months in a book and won the lottery prize of 750,000 dollars. According to the report, Pei Dena from Quebec and her husband Laroche didn’t realize that they had a winning lottery ticket until recently.

  It is reported that in order to help her grandson prepare his school homework, Pei Dena noticed something falling from the book while reading a book about Japan a few days ago. Then she found out that it was a lottery ticket that she and her husband bought for Valentine’s Day in 2018. This lottery ticket is still in the redemption period, but the time is not long. April 5 is the final redemption period.

  Society

  South China University of Technology illegally changed the retest score, and the Ministry of Education held relevant school-level leading cadres accountable.

  On the 4th, the Ministry of Education issued a circular in official website on the accountability of school-level leading cadres who illegally changed the retest scores of relevant personnel in South China University of Technology, stressing that we should take a warning and further tighten the examination enrollment management. The circular stressed that the incident was serious and had a bad influence, which revealed that South China University of Technology did not fully implement the responsibility of strictly administering the party, paid insufficient attention to the examination and enrollment work, failed in organization and leadership, lax system implementation, and lacked supervision and management. For serious discipline, according to the cadre management authority, the Ministry of Education decided to criticize and educate Zhang Xichun, secretary of the Party Committee of the school, admonish Liu Qijin, deputy secretary of the Party Committee and secretary of the Discipline Inspection Commission, and give Wang Yingjun, then president of the school, an administrative warning, and Li Zheng, vice president, an administrative demerit.

  Using smart bracelets to "supervise" sanitation workers to cause controversy. Sanitation company: the reminder procedure has been cancelled.

  In March this year, some sanitation workers working in jianye district received a smart bracelet distributed by the company one after another and were required to wear it during work. In addition to the positioning function, as long as the sanitation workers stay in place for 20 minutes during work, the bracelet will automatically send out the voice of "refueling", prompting the sanitation workers to continue their work. Local sanitation workers and netizens have different opinions on this "supervision method". Many people think that this move is suspected of infringing on the privacy of others and disrespecting individual workers. On April 4th, the distributor of the smart bracelet explained that the original intention of promoting the smart bracelet was to reduce the management cost of sanitation workers. Since the new measures were implemented for six months, no one has been punished. Considering that some people find it hard to accept this new regulation, on the afternoon of April 4th, the company cancelled the 20-minute reminder function and the voice prompt of "Come on".

  Ofo once again responded to bankruptcy rumors: the deposit issue will be responsible for the end.

one

  "I sincerely apologize for temporarily defaulting on the user’s deposit, and have been actively seeking ways to refund the deposit for users. ofo will insist on being responsible to the end." A few days ago, regarding the user’s concern about the deposit problem caused by the rumor of "bankruptcy", ofo officially responded again that "the company has communicated with the court on related matters, and the company is still operating normally in various cities with continuous investment and management."

  Going to Disney for a party costs more than 10,000 yuan, and the birthday of primary school students is comparable to a wedding banquet.

one

  Going to Disney for a birthday party is 14,888 yuan for 12 people and 16,888 yuan for 30 people in the cafeteria … … It is nothing new to hold a birthday party for children, but with the improvement of living standards, children’s birthday parties are not only numerous in items, but also rising in grades. Some birthday parties also provide beautifully packaged and expensive "return gifts". Some families even have a birthday party for their children every year.

  From bringing a piece of cake to each of the students in those days to the birthday party with a cost of 10,000 yuan, many parents lamented that nowadays, a birthday party for children is as expensive as a wedding banquet for newcomers. Is such a birthday party a love or harm to children?

  The safety of children in parent-child swimming classes with hundreds to thousands of dollars an hour is not guaranteed.

  Ms. Kong’s 8-month-old child in Tianjin developed a small pimple on her stomach after swimming, and was diagnosed with contagious molluscum. She went to the hospital every one or two weeks and was completely cured in more than three months.

  With parent-child swimming becoming more and more popular with young parents, swimming like Ms. Kong’s children is infected with various diseases, and even babies are in danger of drowning. The reporter’s investigation found that many parent-child swimming classes, which cost hundreds of thousands of dollars, lack qualified coaches, and the health management of swimming pools is chaotic, and the safety of children is not guaranteed.

  [Sports]

  The national football team dropped two places in the world ranking, and the Asian region still ranked eighth. 

one

  FIFA official website released the latest world ranking, and the national football team ranked 74th, down two places from the previous period. In terms of Asian rankings, the national football team remains eighth in Asia. Belgium, France and Brazil ranked in the top three.

  [face]

  [Huang Yi] The second anniversary of the death of a famous Hong Kong martial arts novelist.

2

  On April 5, 2017, Huang Yi, a Hong Kong martial arts novelist, died of a stroke in the hospital at the age of 65. Huang Yi is widely known for his works "Searching for Qin" and "The Story of the Dragon in the Tang Dynasty". He is also the pioneer of fantasy novel and has a great influence on the development of online fantasy novel.

  [Lavrov] Russian Foreign Minister’s tough stance: Venezuela will not become the second Syria.

one

  "Venezuela will not become the second Syria," Russian Foreign Minister Lavrov made the above tough stance on April 3 when talking about the political and economic crisis that Venezuela is experiencing.

  According to "Russia Today", Lavrov accepted an interview with Moscow Communist Youth League newspaper on the 3rd. He said that the situation in Venezuela will not escalate into a new Caribbean crisis, nor will it turn the country into a "second Syria." Not only that, Lavrov also criticized the United States for treating the Western Hemisphere as its own backyard. "We don’t accept the way the United States tries to improve the lives of the Venezuelan people." Lavrov said.

  [Harden] The third person in NBA history with 2700 points and 500 assists in a single season.

  On the morning of the 4th Beijing time, the NBA regular season continued. The Houston Rockets beat the Los Angeles Clippers at 135:103 away and won four consecutive victories. Harden scored 31 points, 7 rebounds and 7 assists in this campaign.

  After this game, Harden scored more than 2,700 points this season, becoming the third player in history with a total score of 2,700 points and 500 assists. The first two players were Archibald in 1972-73 and Jordan in 1989-90.

  [Si Lixia] A 33-year-old woman joins the deceased every day.

one

  The single cottage where 33-year-old Si Lixia lives is full of photos of her travels, and several of them are sunshine shining through her fingers on her raised face. Since joining Yong ‘an Funeral Home in Taiyuan City, Shanxi Province 11 years ago, Si Lixia, as an undertaker, has arranged the makeup before funeral for more than 10,000 deceased people. This slightly depressing job makes her always eager for sunshine and nature.

  See you at 8 o’clock tomorrow!

  Editor: Xiao Xiao Cai Chunlin

"Qingyu Nian" looks good, but this is still being questioned


1905 movie network feature After a long time, it began to come out. The major historical drama "Mountains and Rivers Moonlight", which was officially launched in March 2018, finally revealed its first film today. 

In this 12-minute long film, Zhu Yuanzhang played by Chen Baoguo, Xu Da played by Zhang Fengyi, Zhu Di played by Feng Shaofeng, Zhu Biao played by He Shengming, the crown prince, and Queen Ma played by Wang Ji all appeared, and the cast can be described as strong.

Chen Baoguo as Zhu Yuanzhang

Feng Shaofeng as Zhu Di

 

Along with the film, a group of main character setting posters were also exposed, and the topic of Clothing Dao, which cannot be avoided in ancient costume dramas, was once again hotly discussed by netizens.

As one of the few historical dramas in recent years, only from the perspective of the flowers, the photography and service of "Mountains and Rivers Yueming" strive to restore history, which is very profound. 

The reduction of Ming Dynasty costumes is also relatively high, from the emperor’s crown to the concubine’s Zhai clothes, to the official costumes are more elegant, and there are also rare Ming Dynasty princes’ coronation costumes, which is a big improvement in domestic Ming Dynasty dramas.

Recently, with the popularity of many costume dramas such as "Daming Fenghua", "Celebration of More Than Years" and "Crane Jituan Huating", the topic of "Serving the Tao" that left the first impression on the audience has also been frequently searched. Some are ridiculed by the group because they do not match the historical facts and the shape is shocking, and some are praised for their exquisite restoration, and let Xiao Dianjun take everyone back.

"Daming Fenghua"

Is Zhang Shuping’s "aesthetic" controversial again? 

Daming Fenghua, starring Tang Wei and Zhu Yawen, has been on the air for nearly a month. The show’s popularity and reputation are acceptable. Zhu Zhanji’s love for Sun Ruowei is deep, Hu Shanxiang and Sun Ruowei’s sisters fight, and the family drama of the "five sons of the Zhu family" is full of attention. 

But since the appearance was exposed, "Daming Fenghua" has caused a lot of controversy.

 

Tang Wei, the heroine, bears the brunt. Tang Wei, known as the "Muse of Literature and Art", seems to be naturally out of tune with ancient costumes. The styling in "Daming Fenghua" not only lacks aura and a sense of high class, but also exposes the weaknesses of the hairline and face shape. 

The top of the head is sometimes like a black crystal ball, sometimes like an iron bucket, and sometimes like a wine glass, which is really incomprehensible.

 

Zhu Yawen, the male protagonist, was not "spared" either. Zhu Yawen, who was famous for his subwoofers, was a little feminine in the play, missing a bit of the domineering emperor.


In this regard, Zhu Yawen also used his emoji in the comment: "My mother?" and explained that the so-called "factory style" is because the initial setting of the character is under the control of the elders, and it has to show a cynical and more frivolous side.


Indeed, as the plot progressed, Zhu Zhanji also gradually showed his masculine side.

Zhu Yawen asked netizens in the comment section: "My mother?"

 

In addition to the lack of points for the main character’s style, the Ming Dynasty costumes in "Daming Fenghua" were also picked out by sharp-eyed netizens. For example, the official hats of the early Ming Dynasty did not have "hat upright" (a decoration inlaid on the front of the hat), while in "Daming Fenghua", most of the monarchs and ministers were equipped with huge hat upright. 

Zhu Yuanzhang’s image restoration has also been accused of being too playful and relying too much on folk portraits. This "shoehorn face" shape really "scared" many viewers. 

Although "Daming Fenghua" is adapted from the online novel "The Chronicle of the Six Dynasties", it is not necessary to be meticulous in historical details, but the bugs in these details will inevitably affect the overall texture of the series. 

As the drama’s styling and costume design, Zhang Shuping was also pushed to the forefront of the trend again. Yu Zheng even complained publicly on Weibo: "Zhang Shuping’s aesthetic can’t be appreciated." 

 

From "Three Lives, Three Worlds and Ten Miles of Peach Blossom" to "Drunk Linglong", "Fire Like a Song", and then to "The Legend of Ruyi" and "Daming Fenghua", it seems that not many celebrities can pass Zhang Shuping’s test. 

"Celebration of the Year"
Is it reasonable to mix and match ancient and modern?
 

To say that the most popular and topical costume drama recently, "Qingyu Nian" is none other than "Qingyu Nian". Simultaneously on the hot search with various plot stems, there is also the topic of "Qingyu Nian Service Dao", and the reading volume has reached 320 million. 

While netizens were constantly praising the rhythm of the plot and the acting skills of the drama bones, they also expressed that the "confused" shapes of many characters were somewhat incomprehensible. 

Versace, played by Fan Xian, His Second Highness and Guo Qilin, all comes with bangs in the style of "wash, cut and blow".

 

Chen Daoming’s Qing Di never seems to brush his hair, and Wu Gang’s performance of Chen Pingping’s "smoky makeup" is also very enchanting.

The eldest princess played by Li Xiaoran has been complained the most, and was laughed by netizens: "not like a princess like a witch", "offended the stylist". 

In this regard, Li Xiaoran also came forward to respond. On the one hand, because the eldest princess is not married, the hair must be a loose girl’s shape. On the other hand, the heavy hairstyle and headgear are also designed to highlight the character’s crazy and complex inner characteristics, which are tailor-made.

In addition to clothing, the lighting of "Qingyu Nian" is also a bit "dead". The acne marks, wrinkles and flaws on the actors’ faces are also nowhere to hide. However, some netizens appreciate the true texture of this zero filter. 

There are also many fans who secretly poke and feel sorry for screenwriter Wang Tie. From "Dance Music Legend", "Big Song Youth Chronicle" to "Celebration of More Than a Year", his screenwriting works always seem to be hindered by funding and service.

 

However, Wang Tie himself did not forget to speak for the crew in the interview. "Qingyu Nian" is a historical overhead drama that uses modern thinking to illuminate ancient time and space. Therefore, Fu Hua Dao should also follow the expression of the theme and integrate modern elements. 

For example, many of the costumes in the play incorporate modern leather, mesh, polka dots, and other elements, giving them a unique flavor when they are used to it.

How important is the ancient costume drama?

The topic of clothing and transformation in costume dramas has frequently been hot in search, which just shows that with the continuous improvement of aesthetic level, the audience’s requirements for costume dramas are no longer limited to the plot, but also begin to pay attention to whether the stories and characters can show the beauty of traditional culture. 

clearThe palace drama "Story of Yanxi Palace" has been well received for its exquisite costumes, restoring history, and integrating intangible cultural heritage such as embroidery, Kesi, edelweiss, and Diancui. The high-quality "Morandi color" has also been popular on the whole network.

The recent "Crane Crane Pavilion" has also won praise from the audience for its exquisite reproduction of the history and culture of the Song Dynasty in various aspects such as clothing, lines, etiquette, and customs.

Although there are still doubts and controversies, it is undeniable that in recent years, domestic costume dramas have paid more and more attention to the polishing of details such as costumes, models, and props, and the overall production level has been significantly improved.

Although the core elements that determine the reputation of a drama are still the story and acting skills, as the saying goes, people rely on clothes and horses to rely on saddles, and the exquisite and elegant clothing path not only respects history and traditional culture, but also adds a lot to the actors and stories. Is it not the "craftsman spirit" that is essential to a high-quality drama to reflect the excellence of the stitches? 

Tracking! Maserati rear-end BMW was hit by a tragic picture inside the vehicle.

  CCTV News:The reporter learned from the police in yongcheng city yesterday (10th) that two people died and four people were seriously injured in the Maserati rear-end BMW accident on the evening of July 3rd, and the public security organs took criminal compulsory measures against three suspects in the accident vehicle on suspicion of endangering public safety.

  According to the investigation of yongcheng city police, at about 19 o’clock that night, the suspect Tan Moumou drove a Maserati sedan with a Yu N license and had dinner with Zhang Moumou and Liu Moumou at a barbecue restaurant in the city. At 22: 23, the suspect Tan Moumou drove the Saratti car and left with Liu Moumou and Zhang Moumou. At about 22: 40, when Tan Moumou drove Maserati to the local tax lane in Dongcheng District, yongcheng city, he had a slight collision with eight cars that were driving on the road and parked on the roadside, causing no casualties; Subsequently, Tan Moumou fled by car. At about 22: 42, Tan Moumou fled to the intersection of Donghuan Road and Yongxing Street in Dongcheng District, yongcheng city, and rear-ended a Yu N license BMW car waiting for the signal light, causing the BMW car to catch fire, causing three people in the BMW car. Two men, Jia Moumou and Ge Moumou, died on the spot, and the driver, Wang Moumou, suffered second-degree burns. He is currently being treated in the intensive care unit of a hospital in Zhengzhou, and his life is not in danger. The suspects Tan Moumou suffered from liver contusion and laceration, sternal stalk fracture, Liu Moumou suffered from lung contusion and laceration, lateral bone fracture, and Zhang Moumou’s ascites. At present, all three people have recovered and are not life-threatening, and continue to be monitored and treated in the intensive care unit of a hospital in yongcheng city.

  Yongcheng city police verified that the suspect Tan Moumou had a blood test at the time of the incident, and the blood alcohol content per 100 ml reached 167.66 mg, which was drunk driving, while the three people on the BMW did not drink alcohol that night.

  Yongcheng public security department said that it will handle cases in strict accordance with the law, investigate and deal with them quickly, safeguard legal dignity and safeguard fairness and justice. At present, the case is being further processed.

"wonder woman" Gal Gadot will play Cleopatra, causing online controversy.

Recently, Gal Gadot, an Israeli actress, announced that she would play the legendary queen Cleopatra in the new epic "Cleopatra" newly approved by Paramount Film Company, and the director of the film was female directors Jenkins, who worked with her in two Wonder Woman films.

Cleopatra should not be played by Israeli actors?

Once the news was published, it quickly became a hot spot on several social media platforms. Most netizens, especially Gado’s loyal fans, expressed great expectations for her new role, but many netizens quickly questioned: Is it appropriate for such an Israeli-born white actress to play the Queen of Egypt?

Gal Gadot (middle) will collaborate with Patty Jenkins (left) from Wonder Woman again.

These netizens mistakenly believe that Cleopatra, as the supreme ruler of Egypt, must belong to colored people and must be a black woman from northern Africa. On this basis, they think that this role should never be played by Gado, and Paramount should give this opportunity to a black Hollywood actress, which is the right thing to do.

However, the views of these people were quickly criticized or ridiculed by more netizens on social media platforms. "Cleopatra is not black, her ancestors are Greek, look at her simulacra, you will know. You stupid so-called social justice fighters, stop tampering with history. " A tweet that received the most forwarding wrote. Indeed, in all kinds of literary works and paintings handed down from ancient times, Cleopatra’s skin color is basically described as ivory white, which is irrelevant to African blacks.

Cleopatra written by French painter alexander Cabanel is fair-skinned.

Sarah Parcak, an expert in Egyptology from Alabama State University, also explained to netizens that Cleopatra in history was born in Alexandria, Egypt in 69 BC, but her ancestral home was Ptolemy I Soter, but she was Alexander the Great’s right-hand man and a Greek born in a Macedonian aristocratic family. "As for her mother’s situation, whether she is an Egyptian, a Greek or a native is not very clear at present, and there are many possibilities. But Cleopatra is at least 50% Greek, and her skin color should be whiter than that of today’s Egyptians. "

In addition to this erroneous view that people are eager to express their opinions because they don’t know enough about historical facts, there is also a criticism that Cleopatra, as the queen of ancient Egypt, is also a part of Egyptian civilization, regardless of her skin color in history. Therefore, it is inappropriate for an Israeli actress to play it.

The representative figure who holds this view is Sameera Khan, a former New Jersey beauty pageant champion and Pakistani-American media person who has gained great popularity in American social media in recent years. She used to be a special correspondent of "Russia Today" TV station in Washington, USA for a long time. She posted a question on her personal Twitter with 65,000 fans: "Which Hollywood idiot thought it would be a good idea to find a very plain Israeli actress to play Cleopatra? Why can’t you find a stunning Arab actress like Nadine Njeim (the 2007 Lebanese beauty pageant champion) to play this role? And, Gal Gadot, you’re a shame. Your country stole Arab land, and now you have stolen Arab movie characters. It’s really speechless. "

American media person Samira Khan

Rita Panahi, an Iranian-born Australian news hostess with nearly 240,000 followers on Twitter, mercilessly criticized this view. She not only ridiculed Samira Khan for her courage, but also dared to call "wonder woman" Gal Gadot "plain-looking" and accused her of completely losing her mind because of her "morbid hatred" towards Israel.

The Similar Experience of Elizabeth Taylor’s Cleopatra

In history, the legendary story of Cleopatra has been put on the screen many times, and the most famous one is the version starring Elizabeth Taylor in 1963. The film was the global box office champion that year, and the domestic box office in the United States alone reached an astonishing $57.7 million-equivalent to nearly $500 million today. However, the shooting cost of the film was as high as $44 million, which set a historical record at that time. Coupled with the serious delay in the construction period, the investor Fox almost went bankrupt in the 20th century. At the next year’s Oscars, Cleopatra received nine nominations, but in the end, she only won four awards: Best Photography, Visual Effects, Costume Design and production designer. Off-screen, Elizabeth Taylor and richard burton, the famous movie star who plays the role of Anthony in the film, also pretended to have an extramarital affair, and divorced their original partners respectively, and they became husband and wife in 1964.

Elizabeth Taylor’s version of Cleopatra was also boycotted by Arab countries because of her conversion to Judaism.

It is worth mentioning that at that time, Taylor played Cleopatra, which also caused a similar controversy. It turned out that in 1959, when Taylor was 27 years old, she changed her ways from a Christian to Judaism. According to the analysis, this should be influenced by her godfather, Victor Cazalet (a member of the British Conservative Party). Although Taylor’s parents are not Jews themselves, they have always had great sympathy for Zionism, which has subtly influenced Elizabeth Taylor.

After Taylor converted to Judaism, most Arab countries successively announced that they would not release any film and television works starring Taylor in China, and when Cleopatra was filmed in 1962, 20th Century Fox Company could not go to Egypt for live shooting. Interestingly, after the film was released, the top officials of the Egyptian government felt that the film did not have any negative performance for Egypt, on the contrary, it was a positive propaganda for the country, so they agreed to release Cleopatra in Egypt and lifted the ban on Elizabeth Taylor.

As a high-quality IP, this new version of Cleopatra project is quite popular in Hollywood, and Paramount finally won the right to shoot after fierce bidding with many competitors such as Universal, Warner, Apple and Netflix. The screenplay will be written by Laeta Kalogridis, a female screenwriter of Greek descent. In the past few years, her screenplays have included Alexander the Great, Shutter Island, Terminator: Genesis and Alita: Fighting Angel.

What kind of "emotional value" do we yearn for in the fast food era?

Chao News Client Reporter Pan Lu Jia Xiaowen

Editor’s Note: At the end of the year, the editorial department of Chewing on Words published "Top Ten Catchwords in 2023". As the weather vane of the annual social phenomenon, these buzzwords burn the imprint of people’s lives. Tide news is introduced with systematic summary, unique cognition and vivid brushwork, combined with buzzwords and personal feelings.Thematic inventory, explain the side of 2023 in detail. 

Fifth, we focus on "emotional value".

On December 4th, the editorial department of Chewing on Words released "Top Ten Catchwords in 2023", in which emotional value was also included. I searched the WeChat chat records and found that there were nearly dozens of chats between me and my friends that mentioned emotional value, including "I feel that every time I call my mother, I am criticized and I can’t get any emotional value"; "I feel so happy after talking today, and you have provided me with a lot of emotional value" and so on.

We are used to using this term to describe our feelings. Sometimes, we are the providers of emotional value, and sometimes, we become the winners of emotional value, and get positive energy from friends, family, idols, live broadcast rooms or some specific actions.

Emotional value has been mentioned more and more, becoming a measure of friendship and love, or becoming a key word for product marketing and shaping personal charm. What is emotional value? Why do we all need emotional value? While we are eager for high-quality intimacy, it seems that it is difficult for us to establish a stable intimacy. What is the reason behind it? This is also the question we want to answer.

This year, the topic of emotional value can always trigger a hot discussion on social platforms.

What is the emotional value?

When we trace the source of emotional value, we will find that it is actually a term in the fields of economics and marketing. Jeffrey, a professor at university of idaho Business School in the United States, defines it as the difference between emotional benefits and emotional costs perceived by customers. Among them, emotional gain is the positive emotional experience of customers, and emotional cost is the negative emotional experience.

Today, emotional value is generalized and understood as an ability to bring comfort, pleasure and stability to others. The source of this ability is not only peers, but also pets, film and television works.

I tried to ask a friend about the moment when she clearly felt "emotional value", and she replied, "When you told me that if I was unhappy, I could come to you". She said that this conveyed to her a feeling that all the difficulties now are trivial, and she can come to me to avoid it, "just like wanting to go home in a bad mood." Miraculously, her answer also brought the reporter the emotional value that he was affirmed and needed.

Simple psychology once launched a collection called "What behaviors of a person will make you feel very emotional". The answer includes listening, responding to everything, and others saying things that you can’t see, have the ability or courage to say. Behind the emotional value that is specifically explained is actually our desire to be seen, accepted, responded to and properly placed in the relationship.

The vote initiated at the Southern Weekend "Is emotional value just needed in emotion?" Nearly two-thirds of the readers chose "Yes, emotions need to be soothed". Yu Min, a national second-class psychological counselor and emotional restorer, believes from a psychological point of view that emotional value is a kind of behavior performance that makes others feel comfortable by empathizing with others and giving timely feedback when a person is particularly vulnerable or happy, thus increasing the importance in others’ minds.

What are the emotional values that need to be paid attention to in love? Is emotional value a kind of emotional labor? People are keen to discuss people around them who can bring emotional value on social platforms, and think about whether an intimate relationship that can’t bring emotional value to themselves should continue. Emotional value is increasingly becoming a measure of friendship and love.

Why is emotional value popular?

Shao Jiening, a psychological counselor at Hehuan Psychological Counseling Service Center, obviously feels that young people who have done divorce counseling in recent years are obviously different from those born after 70 s and 80 s. Material contradictions and domestic violence are the main reasons for people over 45 to file for divorce, while young couples after 90 mainly have emotional problems.

"In the past, people needed external evaluation of themselves, and they tended to suppress patience and their emotions were not exposed. Nowadays, young people will think why I should wronged myself. If my partner can’t provide the emotional value I want, I should separate. "

She believes that the popularity of emotional value is a kind of rebound. In the social environment where the pressure in all aspects is gradually increasing and the busy urban life is constantly compressing the social space, people’s need for self-expression and being listened to is amplified. From this point of view, the word "emotional value" is not surprising. It is like a mirror, reflecting the changes of social culture and the bias of collective emotions. "I am unhappy and uncomfortable, and whether I can express it independently is the most important thing." The proportion of personal experience and self-esteem in communication is increasing.

On social platforms, young people are willing to pay for their favorite lifestyles and items that can gain emotional value. "If you don’t buy it, you scratch your ears, and if you buy it, you will be happy," a netizen described it in the comment area. The relationship represented by emotional value extends to people and things. For example, when I come home from work at night and open the door, I see my pet standing at the door to meet me. In an instant, the fatigue of the whole day seems to disappear.

Yu Min understands young people’s choice between material value and emotional value. She believes that increasing emotional value is far more important than material contribution. "Keep your independence and let the other person feel that although you have each other, you are independent individuals, and you can communicate with each other deeply without feeling pressure. This is the meaning of emotional value."

Graphic has nothing to do with the source of vision china

How to face up to emotional value?

With the emotional value being mentioned more and more, this year, courses related to "emotional value" have also become popular. The "emotional masters" on the Internet teach students "how to provide emotional value" by paying for knowledge, and establish a positive personal design with words. It seems that as long as they learn such emotional cheats, they will be invincible in the workplace and communication.

In addition, selling emotions has become a business. Paid emotional tree holes and chatting services have become popular emotional products. Just spend a few dollars, you can release your emotions to strangers through the network cable and get a few minutes of stylized comfort and affirmation from the other party. Major consumer goods and live broadcast rooms also pay close attention to people’s emotional value and create corresponding services and personnel. On December 25th, 2023, the list of Taobao’s top ten commodities was officially announced. "Einstein’s brain (chatting service)", ebony sauce and customized concert lights were selected, and the tide of emotional consumption was being brought into the main trend of society by this young people.

Taobao "Einstein’s brain" product page

The emotional value also seems to indicate that while longing for high-quality intimate relationships, people are also worried about falling into self-friction because the other party can’t give corresponding feedback. Because of the material nature of value itself, some people began to resist the idea of emotional value, thinking that it quantifies the subjective feelings in a relationship.

How should we face up to the emotional value? Shao Jiening suggested that everyone should build a two-way emotional interaction around him. "Many times, cognitive inequality is a problem when people come to consult." She told Chao journalists that when people are in a normal social state, they need both emotional value and emotional value to their friends around them. "Whether it is parent-child relationship or husband-wife relationship, different people have different sensitivities and different perceptions and understandings of emotions. In the final analysis, it is still a question of empathy. " She often advises the consultant to change the way of expression in communication and understand her partner from another angle after communicating with both parties, instead of consuming each other in guessing and guessing.

As Shao Jiening said, expression and response can form a complete self. Expression is not disciplined emotional labor, and response is not unilateral giving within the framework of personal cognition. While talking about emotional value, we are actually looking forward to a sincere and equal relationship and a comfortable, stable and fortunate life in this fast food era.

"Reprint please indicate the source"

Reporting/feedback

Tucson engine gearbox failure, modern car sunroof is easy to break.

Tucson engine gearbox failure, modern car sunroof is easy to break.

  Many old drivers are familiar with the three major parts of the car. The engine is known as the heart of the car, the gearbox is like a metronome, and the chassis is compared to the skeleton of the car. These three parts account for most of the cost of the car and are the most valuable and valuable configurations of the car. Compared with other comfort configurations, their experience is more direct. This is also the focus that many car owners pay most attention to when choosing a car. After all, whether the technology of the three core parts of the car is mature and reliable not only affects the reputation of the brand, but also relates to the reliability and safety of the vehicle. In front of them, everything else is floating clouds. Recently, Sina Auto Complaint Platform has received complaints from many Beijing Hyundai car owners, including Beijing Hyundai brand-new Tucson, Shengda and other models. Let’s take a look at the details.

The owner speaks:

Screenshot of complaint platform

  On March 5, 2018, Sina Auto Complaint Platform received a complaint from a netizen named "Bihai Yangfan 8" in Changji, Xinjiang, complaining that the car payment was Beijing Hyundai-Tucson.

  Car purchase time: May 26, 2017

  Car 4S shop: Xinjiang Changji Pangdaquanhui Beijing Hyundai 4S shop

  Time of licensing: June 6, 2017

  Complaints: Clutch slipping and engine burning oil.

Screenshot of complaint platform

  Owner’s introduction: "On May 26th, 2017, I bought a Hyundai brand 1.6T four-wheel drive brand new Tucson by mortgage at Pangdaquanhui Beijing Hyundai Si S shop in Changji, Xinjiang. On June 6th, it was put into operation. After only one week of use, it was found that the clutch slipped. After looking for after-sales service, it was said that the running-in period of the new car had not arrived, and it would be fine after running-in. However, after the running-in period, the problem not only did not disappear but became more and more serious. There must be seven or eight times a day. The symptom is that the gas door car doesn’t go and the engine is idling. Hold the throttle for more than two seconds or step on the throttle several times to start. Every time I go to the store, I have to ask this question. Every time it is tested by computer, it is always a fault-free code. The answer is that many cars have such problems, and my car is not a train Patience and other manufacturers to solve. “

  Tips: If you find any vehicle problems during the warranty period, you should contact the 4S shop as soon as possible. In addition, in the case of ensuring safety, it is best to shoot videos or pictures and other materials and keep relevant evidence.

  The owner said: "So until September, the vehicle has traveled to about 30,000 kilometers, and the clutch problem has not been solved. New problems and big problems are coming again! I found that the engine started to burn engine oil. Please run again after the sale to see if the problem will disappear. Wait for the manufacturer to reply. In this way, the vehicle waits in use and waits again. Every time it goes to maintenance, it gives a response to the manufacturer, waiting for solution, waiting in use and waiting for maintenance. The vehicle has been regularly maintained in the four S shop since it was purchased, and it has never been out of warranty. In this way, until January 23, 2018, when the mileage was 60,000 kilometers, the fourth S shop closed the engine oil import and export after the maintenance was completed according to the manufacturer’s requirements. It was only one day apart, that is, on January 25th, after the engine was running, the oil alarm light was always on. I asked what to do in Shop Four, and the store asked me if there was any abnormal noise in the engine. If not, I opened the store for inspection. When I arrived at the store, I said that the manufacturer asked to disassemble the engine and the manufacturer replied. After waiting for two days, the reply was for my maintenance, and I did not agree to the maintenance. The manufacturer asked to take photos of the disassembled engine for reply, and waited for two days to reply, which meant that the express delivery stopped, and it would be solved after the New Year. On the ninth day of the Lunar New Year, the manufacturer asked for another photo, saying that the last photo was not clear enough, and then wait for the result. Another few days later, the result came, saying that it was because of the gasoline problem that the engine burned oil and did not claim. "

  Tips: If the vehicle encounters problems, you can go to Sina Auto Complaint Platform to give feedback on specific problems in the case that negotiation and communication with 4S stores and manufacturers are fruitless. Only when the batch problems come together can manufacturers give solutions faster.

Media voice:

Tucson engine gearbox failure, modern car sunroof is easy to break.

  Burning engine oil means that the engine oil enters the combustion chamber of the engine through a certain way and participates in the combustion together with the mixed gas. The main reason is that the piston ring is damaged, which leads to the air leakage of the cylinder and the oil escaping into the combustion chamber. It is recommended to carry out maintenance as soon as possible. If this happens for a long time, not only will the oil consumption be large, but the impurities generated by oil combustion will increase the carbon deposition in the combustion chamber, which will further affect the engine performance.

1.6T-GDi engine

  Engine oil burning reason:

  1. When the wear gap between the piston ring and the cylinder wall is large or the oil ring of the piston ring does not return due to excessive carbon deposition, oil burning will occur.

  2. Oil burning will occur when the valve oil seal is aging and inelastic or when the valve oil seal falls.

  Both of these reasons require power maintenance. Generally, it is best to prepare for overhaul after burning engine oil. Because basically there is a loss in more than one place, although there is no fault in other places, there are hidden dangers after all.

7 speed dual clutch transmission 

  Causes of automatic gearbox slipping:

  Slip is one of the common faults of automatic transmission, and automatic transmission slip mainly refers to the phenomenon that the engine can not be completely transmitted to the driving wheels after the clutch is engaged, so the vehicle has difficulty in starting, accelerates during driving, and the engine speed is too high, but the speed is slow. Therefore, it is necessary to pay more attention to maintenance, find problems in time and solve them as soon as possible to avoid unnecessary economic losses.

  Tips: Before buying a car, learn more about the failure rate and complaint rate of the purchased model. If you want to know more about dry goods, you can go to Sina Auto Complaint Platform. There are not only complaints from different brands, but also information about recalls by manufacturers.

Screenshot of the website of the State Administration of Quality Supervision

  Editor’s point of view: The problem of Beijing Hyundai-Tucson gearbox slipping reminds people that on January 29, 2018, Beijing Hyundai Motor Co., Ltd. expanded the recall of some brand-new Tucson cars and recalled 33,722 brand-new Tucson cars with 7-speed powershift produced from June 1, 2016 to August 23, 2016. Due to defects in the powershift Control Unit (TCU) program, the vehicle start may be delayed. If the accelerator pedal is pressed steadily for 1.5-2.0 seconds, the vehicle will start to accelerate and return to normal. However, if the accelerator pedal is pressed repeatedly, the vehicle may not be able to accelerate, posing a safety hazard. Beijing Hyundai Motor Co., Ltd. will upgrade the TCU program for vehicles within the scope of recall free of charge to eliminate potential safety hazards. The reasons described in this recall are similar to those in the complaint cases and can be used as a reference.

Panoramic sunroof

  On the complaint platform, users not only received complaints about Beijing Hyundai’s engine and gearbox, but also received complaints about the panoramic sunroof not being opened and closed. A car owner from Baotou, Inner Mongolia, complained that Beijing Hyundai-Shengda could not close the panoramic skylight after it was opened. Another netizen named "Atlassandal" from Taiyuan, Shanxi Province has a similar problem.

The owner speaks:

Screenshot of complaint platform

  The owner of the net name "Bear Good Mood" in Baotou, Mongolia, said: "The new Shengda panoramic skylight can’t be closed when it is opened. The 4S shop explained that it is a common problem of this car and cannot be solved."

Tucson engine gearbox failure, modern car sunroof is easy to break.

  The owner of the net name "Atlassandal" in Taiyuan, Shanxi introduced: "In 2013, Beijing Hyundai brand-new Shengda was purchased. Since the warranty period, it has been recalled repeatedly due to the skylight problem, but the problem has never been solved."

Tucson engine gearbox failure, modern car sunroof is easy to break.

  Editor’s comment: In today’s domestic market, panoramic skylight is a must-have configuration for everyone, which brings better vision and feelings, but it is very annoying if there is something wrong with the skylight. In case of failure to open or close or frustration, go to the 4S shop for inspection and maintenance as soon as possible. There are several possibilities that the skylight can’t be opened and closed: the skylight line is faulty, the driving motor of the automobile skylight is damaged, the skylight slide is seriously short of lubrication, which causes the sealing strip of the skylight to stick to the car body, and there is a foreign body stuck in the skylight slot. If you want to avoid this problem, you can check it regularly, lubricate the skylight, wipe the sealing strip clean, and open the skylight regularly to avoid sticking.

  If you think that this is only a small probability event, as of July 19th, 2018, we can find some complaints about Beijing Hyundai’s models on Sina Auto Complaint Platform and Sina Weibo, not only such big problems as engine and gearbox, but also the embarrassment that the sunroof cannot be opened and closed.

Brand-related complaints link:

  Beijing Hyundai brand new Tucson, clutch slipping, engine burning oil

  http://auto.sina.com.cn/feedback/2018-03-16/detail-ifysicie6505693.shtml

  Abnormal noise near tightening wheel and clutch of Beijing Hyundai Rena engine.

  http://auto.sina.com.cn/feedback/2018-03-15/detail-ifyshsys3731488.shtml

  Beijing Hyundai brand-new Shengda skylight problem

  http://auto.sina.com.cn/feedback/2018-03-07/detail-ifyawtax2029952.shtml

  Beijing Hyundai brand-new Shengda panoramic skylight can’t be closed when it is opened.

  http://auto.sina.com.cn/feedback/2018-03-01/detail-ifyrzinh1178132.shtml

brandRelated article links:

  Abnormal sound of gearbox, engine jitter, how long can modern leading drive "move"?

  http://k.sina.com.cn/article_5946450517_1626fa25500100aijh.htmlfrom=auto&subch=nauto

  Beijing Hyundai New Tucson still has quality problems after two recalls. Do you still want to buy it?

  http://k.sina.com.cn/article_1238848515_49d75403001006wd5.html? from=auto&subch=iauto

  Beijing Hyundai Tucson is "seriously ill" and its product reputation is in a double dilemma.

  http://k.sina.com.cn/article_5851414743_15cc580d70010051rl.html? from=auto

Brand correlationWeibo link:

  https://weibo.com/3150355094/GqwAtrrg6refer_flag=1001030103_&type=comment#_rnd1531993649977

  https://weibo.com/1870795791/Gqjm951forefer_flag=1001030103_&type=comment#_rnd1531816354884

  https://weibo.com/1745477265/GqlsFa6PCrefer_flag=1001030103_&type=comment#_rnd1531816397065

  https://weibo.com/6443625702/GqkSdbiebrefer_flag=1001030103_&type=comment#_rnd1531816414347

  https://weibo.com/5834767075/Gqj54kAG5refer_flag=1001030103_&type=comment#_rnd1531816500181

  https://weibo.com/6443625702/GqkSdbiebrefer_flag=1001030103_&type=comment#_rnd1531817845561

  https://weibo.com/5851414743/Gk7FTjhCtrefer_flag=1001030103_&type=comment

  Editor’s summary: In the early stage of developing dual-clutch gearbox, it is potential hidden trouble to choose dry dual-clutch gearbox. Although the dry dual clutch gearbox has simple structure and low cost, it reduces the later maintenance cost. However, long-term response to the morning and evening peak urban road conditions is somewhat inadequate. If the logic of the gearbox is not well matched, it will be in a semi-linkage state for a long time, which will easily lead to overheating and failure. After entering the domestic market, Hyundai Motor has continuously expanded its production capacity, but its technology has stagnated. The most eye-catching thing is only its design, but it seems to lack stamina in terms of configuration, power and technology.

How to use the complaint platform:

  If you encounter a similar situation when buying or using a car, or your legitimate rights and interests are infringed, you can come to Sina Auto’s complaint platform and submit your own complaint application.

Step 1

  Step 1, find "Complaint" in the navigation bar and click to enter the car complaint platform;

Step 2

  Step 2, next to the search bar for finding brands or models, you can click I want to complain;

Step 3

  Step 3: Before editing the complaint, you need to register or log in as a Sina member.

Step 4

  Step 4, you need to bind your own mobile phone number so that manufacturers can contact directly by phone.

Step 5

  The fifth step is to edit the complaint content, and it is suggested that the owner who needs to complain should fill in the complaint content as detailed as possible. After all, more detailed content is also convenient for the platform to solve problems for everyone, and it is more perfect to have pictures and truth.

Top1, the popular TV, my sister’s comeback is too fierce.

Source:Shadow detective(ID:ttyingtan)

Author: big cousin

Recently, there has been a hot topic:

Image from Douban

They are all working people. Who doesn’t have two faces when going to work?

At work.

She is a humble social animal, with black-rimmed glasses, the same clothes forever, and a marginal person.

After work.

She transformed herself into Bai Fumei, with exquisite makeup and confident smile, and walked with the wind.

High-end hotel regulars, luxury goods piled up all over the house, and even more, they got 70 billion yuan by their ability.

Senior bgm: I’m back in Lin Pinru! ! !

This is not a proper winner in life?

It’s just that her double life is a bit risky, and she went offline before an episode arrived-

What is one’s greatest regret? People are dead, and the money is not spent.

Little ladies

Little Women

"Little Ladies" can be said to be one of the most anticipated Korean dramas in September.

First of all, the production team is very solid.

Three women created and directed by Jin Xiyuan.(Vincenzo, Flower of Money), screenwriter Seo-Gyeong Jeong([Miss] [Resolution to Break Up]), production designer Liu Chengxi([Miss]).

The director is good at shooting money and desire, the latter two are Park Chan-wook’s imperial uses, and he has always been good at creating mysterious and dangerous female characters.

[determination to break up]

The cast is also very luxurious, and the two gods bring a new look.

Kim Go Eun.

The actor of Zhongwu Road made his debut, won the Newcomer Award with a large-scale [Enjiao], and then went out of the circle with the fire of the little bride in Lonely and Brilliant God: Ghosts.

[Enjiao] Screenshot

There are also two main characters, Nam Ji Hyun (365: A Year of Reversing Fate) and Park Chih-hou (Zombie Campus).

The supporting groups are all familiar faces, including Wei Hejun (Squid Game, Huang Junhao), Yan Jijun (Top Floor, Zhu Dantai) and Ji-won Uhm ([Su Yuan]’ s mother, Meixi).

Guest actors include Choo Ja Hyun, Song Joong Ki and Wu Zhengshi.

Song Joong Ki plays a clerk in a luxury store.

It is precisely because of this immortal lineup that the real-time ratings of the broadcast broke 10 and entered the tvN premiere ratings list in one fell swoop.

China also rushed to Douban real-time popular TV Top1, with a score of 8.9.

The heat has come. What’s the content?

My best friend committed suicide and left me 2 billion.

The story begins with three sisters who are "unlucky at home".

My father lost his family in all kinds of tricks.

MLM, gambling, investment, stocks … I owe a lot of debts, and I have gone abroad.

My own mother is even more unreliable.

The two sisters worked hard to save money for a long time, hoping to realize their little sister’s birthday wish-to study and travel.

As a result, the three sisters were only happy for a short time and were hit again.

My mother secretly put on makeup in the middle of the night, stole luggage, stole money, and left only a letter.

Some people in the world don’t deserve to be parents, but their parents are such people.

Poor family, unreliable parents, letDajie Renzhu(Kim Go Eun) shouldered the burden of family early.

It also made her obsessed with money and even took shortcuts to marry the rich.

Be cheated and divorced without any suspense.

The work situation is not good either. She is a small accountant of a big consortium.

The consortium is very realistic, only looking at birth and education. Renzhu was born in humble background, with a shallow education, divorced and ignorant of the world, and was naturally marginalized and excluded.

She passively accepted all the sufferings brought by poverty and had no room to fight back.

Fortunately, there is a similar person here, another marginal person, Chen Huaying (Choo Ja Hyun), and they naturally become friends.

Hua Ying is the mysterious two-faced man mentioned at the beginning of the article.

Although they are both marginal people, Huaying has strong working ability and is trusted by company representatives.

She’s like in-ju’s life mentor. Tell her something at work-

Accountants should not wear A goods into the company, which will make the company feel that you have neither money nor money worship, resulting in distrust.

Give the black material to those people who exclude her from Renzhu Company and tell her-

When others ridicule you, think about the ugly things they have done and make sure that you can laugh at any time.

I also took her to start a business together to earn money and design and develop accounting management procedures.

Because I want to register abroad, the documents are all in English.

It also provided Renzhu with a new idea of getting rich-sending her 2 billion cash directly.

Rich people are unreliable and have to be girlfriends. (Where can I get such a girlfriend? )

I thought it was a Korean version of Ode to Joy, girls help girls.

But things will never be so simple.

What if the money was bought with my best friend’s life?

Hua Ying was found hanging in her closet, wearing red high heels and having weird orchids tattooed on her ankles.

In the police investigation, Hua Ying is a woman who is addicted to shopping and plastic surgery.

There are many unopened new clothes and shoes in her home, and she had plastic surgery the day before she committed suicide.

As a result, this case was hastily closed for depression and suicide.

At the same time, director Shen of the company suddenly found her elder sister Renzhu and told her an amazing inside story:

Your best friend stole 70 billion yuan from the company before she committed suicide. This money is a secret fund, so you can’t call the police and you can only get it back privately.

Three sisters vs. Zhu Dantai

The English name of Little Ladies is little women.

Because the drama is inspired by the American book Little Women, they are all stories about three sisters’ efforts to get rid of poverty.

But this drama only borrows the shell, but the inside is completely opposite, which is also the breakthrough of this drama.

None of the three sisters are "good people", and they are all trapped in the whirlpool because of different human weaknesses such as vanity, greed or curiosity.

This is also the ambition of Zheng’s screenwriter. The sisters’ small thoughts are layered with the great conflict between classes. Under the temptation of money, everyone exposes the most secret corner of his heart.

Interview with Zheng screenwriter, source of bilibili up master

It is well known that the elder sister Renzhu made good friends with Huaying before, and then she was given 2 billion cash, which was passively involved in the storm of 70 billion secret funds of the chaebol.

She wants to find out the truth about the death of her best friend, and she wants to have this 2 billion.

This is her dream shortcut, but I don’t know that all the gifts are secretly priced.

And she didn’t have a cool head enough to keep the 2 billion, and she tried to get in trouble with the tiger.

Through investigation, Renzhu discovered a completely different Hua Ying, and finally discovered the secrets of Hua Ying and the company’s director Shen.

Before Hua Ying, Director Shen had an accountant.

She was also excluded, embezzled public funds, died of suicide and wore red high heels.

Now, Renzhu has also received the same high-heeled shoes sent by Director Shen, which is like a death warrant in front of Renzhu, and Renzhu is frightened.

However, before Director Shen could start work on Renzhu, he had an accident …

The brakes failed and there was a weird orchid in front of the car.

At the same time, the two sisters were involved in this conspiracy in different ways.

Second sister renjingNam Ji Hyun is a journalist with ideal news and strong empathy.

Although he has been working for several years, Ren Jing still has strong mood swings because of the victims of social vicious incidents, and he can only control his emotions with alcohol.

In other words, she is an alcoholic.

Recently, she is investigating Jae-Sang Park, the active president of the consortium and the candidate for the next mayor of Seoul.

Maybe there is a Zhu Dantai filter in "Top Floor", and he looks bad.

In-jin once investigated Jae-Sang Park in a bank case a few years ago, and 400 billion won involving 30,000 depositors in the bank case disappeared out of thin air.

Jae-Sang Park came from a humble background, crossed the class by marriage and became the son-in-law of Yuanling Group, and gradually took power in his hand.

In the bank case of that year, he was the defense lawyer of four of the accused executives.

Strangely enough, after meeting them in Jae-Sang Park, the four men committed suicide.

The death of these four people directly led to the disappearance of 140 billion won out of thin air and secretly flowed to the Yuanling consortium.

Renjing contacted the nephew of the high-level suicide in the past, trying to investigate the truth behind it and agreed on a meeting place.

But my nephew had a car accident before anyone saw him …

The same brake failed, and there was the same orchid on the road.

If the elder sister is passively involved in the conspiracy, the second sister chooses to fight against the chaebol, and the younger sister actively embraces the class.

Little sister renhui,In the top art high school in China, he is a genius in painting.

Genius is stubborn, too. She doesn’t want her two sisters to haggle for her.

So he insisted on taking refuge in the chaebol, painting with the chaebol’s daughter, and painting for her as a gunman in exchange for studying abroad.

And the chaebol, it is Jae-Sang Park consortium.

Grass snake grey line, the pulse is thousands of miles away. At this point, three lines converge on one person, Jae-Sang Park.

Coincidentally, Jae-Sang Park was wearing the same orchid brooch on his chest.

Suspense and reality

There are 12 episodes of "Little Ladies", and the above story is only 2 episodes, with compact plot and fast pace.

The "Slang Lawyer" next door involved 100 billion yuan, and this side is not to be outdone, directly reaching 140 billion yuan. Is Korean money not money, but just a string of numbers?

Until my cousin saw the news of Ann’s husband, the amount involved was 30.9 billion yuan, earning at least 1.3 billion yuan.

At that time, I didn’t know which number to be shocked by, and the pattern of Korean chaebol was still small.

140 billion won ≈ 700 million yuan

Back to the drama, the most impressive thing in the drama should be "orchids".

The screenwriter skillfully uses the image of "orchid" to create suspense, which frequently appears at the crime scene, just like the horn of death.

It is said that this orchid is like blue smoke floating in the air, which is rare and deadly.

But Jae-Sang Park’s family has a whole tree, which was planted by Park’s father-in-law.

Huaying’s home is also full of orchids, and even a very precious live orchid has one.

Director Shen was shocked when he saw it in Huaying’s room.

As if it shouldn’t be here.

Moreover, the orchid tattoo on Hua Ying’s ankle seems to be somewhat different before and after her death.

Reminiscent of Hua Ying’s plastic surgery before her death, there is a woman’s big hand stirring up the situation in the opening animation.

Is this a conspiracy of the chaebol? Or is it mantis catching cicada, with Hua Ying in the back?

Top: Under Hua Ying’s tattoo when she was alive: The dead.

In the opening animation, there is also a scene that imitates Leonardo da Vinci’s famous painting The Last Supper.

Does this mean that one of the characters who have appeared so far is a traitor? Is it little sister?

Suspense is hidden in the details, and the seemingly calm picture is full of waves.

In addition to the suspense feeling step by step, the series also relied on extremely grounded lines, and even with the entry # Writer really knows poverty #, it caused widespread resonance.

There are several things in the world that cannot be hidden, and poverty is one of them.

In "Little Ladies", poverty is portrayed particularly concretely.

For example, the second sister, Ren Jing, had a conversation with her colleagues in the face of unfair treatment given by her predecessors in the newspaper-

Colleague: Are you from a poor family?

Second sister:? ? ? ? ? ? ? ?

Colleague: Because you are too forbearing.

Isn’t this just an ordinary social animal with a mortgage and a car loan, only to bear with it?

And elder sister in-ju, when asked what she wants to do when she has money, she replied-

Winter coat, winter clothes are easy to tell whether a person is poor or not. In summer, he can barely wear the same clothes as others, but winter clothes are too expensive.

And these, in front of the "poor" who often rent a large duplex and small flat floor in domestic dramas, are too rare.

Write it at the end

The advantages mentioned above, of course, there are some obvious slots in the series, otherwise the score will not drop to 8.2 after 4 episodes.

Mainly from the third episode, in-kyung is a bit of a collapse, but it makes sense to cooperate with her sisters’ childhood trauma and growth experience.

In addition, the leading group is growing, and it was not very pleasing in the early stage.

However, in episodes 5 and 6, the amount of information exploded again, and new bad guys appeared, which was quite useful to defeat magic with magic. Here, it’s just too much drama.

In a word, it seems to be a work above the passing line at present, but I still suggest waiting until the end.

After all, the bad ending rate of Korean dramas has been too high in the past two years, and the finale of Slang Lawyer next door really hurt my cousin so much that I almost vomited blood.

Large-scale collapse scene in Douban comment area of slang lawyer

Let’s have a little interaction today-

(Little ladies)

See more wonderful film reviews

The regulatory authorities intend to standardize the liability insurance business: it is forbidden to underwrite seven types of risks, such as credit risk.

  On September 5th, The Paper learned from insiders that the Regulation Measures for Liability Insurance Business (Draft for Comment) (hereinafter referred to as the "Measures") drafted by China Banking and Insurance Regulatory Commission Property Insurance Department has been solicited for comments in the industry.

  The Measures require that insurance companies should continuously enrich liability insurance products, improve insurance services, raise the level of protection, focus on major strategies, serve the real economy, and actively play the positive role of liability insurance in participating in social governance, resolving contradictions and disputes, and safeguarding and improving people’s livelihood.

  Some insiders told The Paper that the "Measures" reflected the importance attached by the regulatory authorities to liability insurance. With the development of society, the role of liability insurance in social governance has become more and more obvious. With the continuous improvement of the rule of law, the liability insurance market is also growing, so supervision began to encourage and standardize the development of the liability insurance market. In addition, everyone used to compete in the field of auto insurance, and the competition has been excessive. The supervision also intends to guide the development direction of the industry and better promote the development of the insurance industry to the non-auto insurance field.

  The so-called liability insurance refers to the insurance subject matter of the insured’s liability for compensation to a third party according to law.

  In terms of business rules, the Measures clearly point out that insurance companies whose business scope includes liability insurance can operate liability insurance business. When an insurance company engages in liability insurance business, it shall comply with the solvency supervision requirements, scientifically evaluate its own risk management and control capabilities and customer service capabilities, and reasonably determine the types of insurance and areas it operates. When developing liability insurance products, insurance companies shall not violate insurance principles, public order and good customs, and shall not harm public interests and the legitimate rights and interests of insurance consumers.

  According to the Measures, insurance companies should accurately grasp the definition of liability insurance, clarify related concepts and the relationship between rights and obligations, and strictly define the scope of insurable risks.The following risks shall not be covered by liability insurance: the liability for compensation caused by the insured’s intentional manufacturing of insurance accidents; Criminal fines and administrative fines; Obligation to perform; Credit risk; Risk loss that will not occur or is determined to occur; Speculative risk with both loss possibility and profit opportunity; Other risks specified by China Banking and Insurance Regulatory Commission.

  The "Measures" also specifically lists that when insurance companies carry out liability insurance business,Seven business behaviors that may not exist, including:

  (1) Failing to use the approved or filed insurance clauses and insurance premium rates in accordance with regulations, including but not limited to changing the approved or filed insurance products by means of special agreement in the policy or signing supplementary agreements;

  (two) misleading the insured and the insured by exaggerating the scope of insurance coverage, concealing the exemption of liability, and making false propaganda;

  (3) Substantially underwrite financing credit risk in the form of guarantee liability;

  (four) to carry out unfair competition by means of interest transfer and commercial bribery;

  (5) Making a promise that does not conform to the insurance principle;

  (6) Eliminating or restricting competition through intermediaries, trade associations or other organizations;

  (seven) other acts stipulated by China Banking and Insurance Regulatory Commission.

  The "Measures" emphasize that insurance companies should clarify the relationship between liability insurance and property loss insurance, credit insurance, guarantee insurance, accident insurance and other types of insurance, reasonably determine the types of insurance, consciously maintain the market competition order, and must not harm the legitimate rights and interests of other insurance companies or consumers.

  When participating in liability insurance projects organized by government departments at all levels, insurance companies shall strengthen communication with government departments, policyholders and insured persons, and shall not blindly expand the scope of protection. Those that are not covered by liability insurance shall not be underwritten in the name of liability insurance.

  As far as service contracts are concerned, the Measures require that if liability insurance products provide insurance services, their shared costs shall not exceed 20% of the signing premium, and the main contents of insurance services shall be clearly defined in the terms. Services exceeding the above limits shall be provided separately and shall not be included in the premium. Where an insurance company provides insurance services alone, it shall sign an insurance service contract and indicate the service content and service price in the contract.

  In addition, insurance companies should formulate data security management systems, strengthen data security management capabilities, and must not disclose the information of the parties to the insurance contract, or engage in any activities that have nothing to do with the insurance business or harm the interests of the insured and the insured.