"knowing that it is impossible for you to leave his world, I am still silly to wait until the day when the miracle occurs, until that day.
You will find that the person who really loves you is alone in mourning … "Whenever a familiar melody rings, there will always be a person in my mind, and that is him. When he was a hit, he was even more popular than Dao Lang at that time. His song has been sung for more than ten years. However, the love song prince was born out of wedlock at the age of 40, and his image plummeted. Now A Mei, who is down and out, pities him. He is Li Shengjie.

Around 2004, popular songs were rampant in the Chinese music scene, and a large number of pop singers emerged. Up to now, their songs are also widely sung. For example, Tang Lei’s Lilacs, Dao Lang’s The First Snow in 2002, Pang Long’s Two Butterflies, Yang Chengang’s Mice Love Rice, Vowing to Pray for Buddha, Wang Qiang’s Don’t Come Back in Autumn, etc., and he also made his debut at this time.

He was born in Bay Bay, and he loved music since childhood. He was also trained by a professional singing teacher. In 1997, on the variety show "Super Newcomer King", he relied on an "I"
Swear won the championship and began to debut.

Later, with the advice and help of Bao Bida, he released his first album "Cold Coffee" in 1999, but his music career was bleak because of publicity problems. After a few years of silence, he returned to the earth in 2002, and released the album "Infatuation Absolute". The title song of "Infatuation Absolute" was also a hit, which was popular all over the Taiwan Straits and was sung in the streets, and he also ushered in the peak of his career.

Then, while the iron was hot, an album "Absolute Infatuation Let Go of Hands" was released, and a song "Let Go of Hands" became popular all over the country again. At that time, he appeared in Shang Yan with these two songs, and even overshadowed the then popular Dao Lang. A song "infatuation is absolute" has been popular for 15 years, during which he sang it 8000 times himself.

However, after 2009, he gradually faded out of everyone’s sight. It was not until 2013 that it was reported by the media that the love song prince was unmarried and had children, which caused his reputation to be damaged and the scenery was no longer there.

Last year’s
At that time, he appeared at the scene of "The Voice of Dreams", which immediately aroused the whole audience’s nostalgia. He also had deep feelings with the on-site tutor, but now he can only go down to the acupuncture point, which also caused A Mei to cry, only pity.

　　He used to be a love song prince. I hope he can cheer up and bring us more extraordinary works.

　　Food, clothing, housing and transportation are the basic needs of life, among which "living" is regarded as just needed by many people. These two days, there was an interesting meeting, which was closely related to "living".

　　The video and telephone conference on accelerating the development of affordable rental housing and further improving the regulation of the real estate market held on the 22nd reiterated that the house should be used for living, not for speculation, and the real estate should not be used as a short-term means to stimulate the economy.

　　The positioning of "staying in the house and not speculating" continued to consolidate, which made many people eat "reassuring".

　　The picture shows a commercial house near Madang Road in Shanghai. Xinhua News Agency reporter Chen Fei photo

　　Whether buying a house, renting a house or building a house, it is inseparable from money. Therefore, real estate finance is a key link in the implementation of "housing without speculation".

　　In recent years, China has accelerated the establishment and improvement of a long-term mechanism for real estate financial management, especially under the guidance of the "three lines and four files" rule and the real estate loan concentration management system, many housing enterprises have become more cautious and self-disciplined, and the concentration of real estate loans and personal housing loans of banking financial institutions has steadily decreased.

　　In June, the sales price increase of commercial housing in 70 large and medium-sized cities showed a steady and declining trend as a whole; At the same time, at the end of June, the growth rate of RMB real estate loans in China dropped by 2.2 percentage points from the end of last year.

　　It can be seen that the regulatory policies, including real estate financial policies, have been effective, the real estate credit environment in some cities has changed, and the price increase has stabilized.

　　What is the "sharp weapon" that can make regulation so immediate? How do the "three lines and four gears" rule and the real estate loan concentration management system play a role? Come and get to know it.

　　To promote the stable and healthy development of the real estate market, first of all, real estate enterprises need to be healthy. However, some real estate enterprises are greedy for perfection and blindly expand, and the financial indicators of core operations are "red light", which also leads to the phenomenon of high leverage and high debt in the real estate industry.

　　In order to enhance the marketization, regularity and transparency of financing for real estate enterprises, in August last year, the People’s Bank of China, the Ministry of Housing and Urban-Rural Development and relevant departments formed the fund monitoring and financing management rules for key real estate enterprises, that is, the "three lines and four files" rules.

　　The "three lines" are actually "three red lines", which specifically refer to: the asset-liability ratio is greater than 70%, the net debt ratio is greater than 100%, and the cash short-term debt ratio is less than 1 times after excluding advance payments.

　　According to the situation of stepping on the line, real estate enterprises are divided into four grades: red, orange, yellow and green: the scale of interest-bearing liabilities of "red-file" enterprises cannot be higher than the existing level; The annual growth rate of interest-bearing liabilities of "orange file" enterprises shall not exceed 5%; "Yellow file" enterprises shall not exceed 10%; "Green file" enterprises shall not exceed 15%.

　　With a clear "three lines and four gears", housing enterprises must meet the corresponding requirements and constantly optimize financial indicators if they want to raise funds. This is equivalent to a "physical examination" of the financial health of housing enterprises to help them better improve their financial management.

　　Behind health is self-discipline. When the financing behavior of housing enterprises is more prudent and self-disciplined, the overall operation tends to be stable. Having tasted the sweetness, more and more real estate enterprises have joined the ranks of "self-discipline". At the beginning of the pilot, the central bank selected 12 representative real estate enterprises as the pilot targets, and at the beginning of this year it expanded to 30 real estate enterprises with large debts.

　　Zou Lan, director of the Financial Market Department of the People’s Bank of China, said that the "three-line and four-gear" rule is effective from the situation and reactions from all walks of life in the past year. The three core operating financial indicators of the pilot enterprises, namely, asset-liability ratio, net debt ratio and short-term cash debt ratio, have obviously improved, and the debt scale has steadily declined. Many other real estate enterprises outside the pilot also actively benchmark the rules and optimize their own business practices.

　　The picture shows a qionghai city resident passing by an advertising slogan in front of a bank. Xinhua news agency

　　In addition to keeping an eye on the demand side, financing management cannot ignore the supply side. In addition to monitoring and managing the liabilities of housing enterprises, the People’s Bank of China also strengthens the management of banking financial institutions — — Formulate the management system of real estate loan concentration.

　　The system sets "two red lines" for the balance of real estate loans and the balance of personal housing loans for different types and sizes of banking institutions. The former ranges from 40% to 12.5%, while the latter ranges from 32.5% to 7.5%.

　　As the saying goes, eggs can’t be put in one basket. Bank credit should also focus on structural optimization, which is not only related to the risk of the institution itself, but also of great significance to the healthy and steady development of the whole economy.

　　Since the implementation of the system, the concentration of real estate loans and personal housing loans of banking financial institutions has steadily decreased. The data shows that at the end of June, the growth rate of China’s real estate development loan balance and personal housing loan balance dropped by 3.3 and 1.6 percentage points respectively compared with the end of the previous year.

　　In Zou Lan’s view, while the real estate loan business is subject to certain constraints, commercial banks have put more energy into supporting small and micro, "agriculture, rural areas and farmers" and other weak economic links, while the proportion of loans in key areas such as manufacturing and technological innovation has been improved.

　　The data shows that at the end of June, the balance of China’s Pratt & Whitney small and micro loans increased by 31% year-on-year, and the growth rate was 18.7 percentage points higher than that of various loans in the same period; The balance of medium and long-term loans in manufacturing industry increased by 41.6% year-on-year, and the growth rate was 16.9 percentage points higher than the same period of last year.

　　The People’s Bank of China said that the next step will continue to adhere to the positioning that houses are used for living, not for speculation, implement a long-term real estate mechanism, constantly improve the "three lines and four files" rules and the centralized management system of real estate loans, do a good job in policy implementation, improve the resilience and stability of the financial system, and promote the balanced development of finance, real estate and the real economy.

　　To firmly grasp the key of real estate finance, we must continue to strictly implement the "sharp weapon" of regulation and control, manage the supply and demand ends of real estate finance, and make the regulation and control policies more precise, which will not only accurately crack down on real estate speculation, but also better meet the needs. (Reporter Wu Yu)

　　In 2020, Changan brand released its brand-new sequence UNI (Gravity), which focused on avant-garde and fashion. At that time, when all brands were conservative in design, UNI sequence occupied a place in the hearts of young car buyers with its advanced interior and exterior design and excellent performance. With the passage of time, today’s automobile market is full of flowers, and the products that make consumers feel refreshed are endless. In the environment of everyone’s "volume", the UNI sequence launched earlier can still maintain its popularity. Nowadays, the models of this series are updated and iterated one after another. Not long ago, the second-generation Changan UNI-V officially opened for pre-sale, and the new car is expected to be officially launched in the first quarter of this year.

　　Changan UNI-V is the first car product launched in this series, and the slip-back shape is also one of the best in the same class at that time. In 2023, Changan UNI-V series sold 156,700 vehicles, ranking the forefront of compact sports coupe. In January 2024, Changan UNI-V series sold 19,200 vehicles, a year-on-year increase of 114.2%. This time, the second-generation UNI-V of Changan has also been fine-tuned in the details of appearance configuration, and the fuel version and the Blue Whale Smart iDD plug-in hybrid version continue to be launched. The model that was actually shot at the store this time is Changan’s second-generation UNI-V 1.5T distinguished sports model.

　　Appearance and interior modeling are still avant-garde, optimizing details and enhancing sports attributes.

　　Changan’s second-generation UNI-V model has been upgraded in the front and rear styling, and the overall visual effect of the vehicle still presents a low-lying and sporty posture. This styling is a relatively avant-garde design, both before and now. For young users, there is nothing wrong with this design. This change has also made Changan’s second-generation UNI-V 1.5T distinguished sports style, which was actually shot in the store, add a lot to the sports atmosphere.

　　The head of the second generation UNI-V 1.5T distinguished sports car in Chang ‘an presents a low-lying design, and curved surfaces are designed on both sides of the cabin cover to make the head part more stereoscopic. The borderless grille design remains, but the diamond shape inside the grille is replaced by triangular pattern, and it is also more compact. Headlights are connected by decorative strips, and the front face is divided into upper and lower parts. The orange trim on the lower bumper also becomes flat.

　　The internal and external shapes of the headlights have not changed, and the interior is blackened. With the slender shape, it looks quite sharp. The headlights of real shooting models support mainstream functions such as intelligent far and near light switching and automatic opening and closing. The taillights highlight a certain sense of movement, and the interior of the lamp cavity also uses a triangular layout, echoing the front grille. The turn signal lighting has also become a flowing style.

　　Thanks to the design of the coupe, the side lines of the second generation UNI-V car in Chang ‘an are slender and smooth, and the blackened rearview mirror and window frame trims are decorated with orange trims. The visual effect still looks sporty, and the hidden door handle is not absent. In terms of body size, the length, width and height of the new car are 4720/1838/1430(1435)mm and the wheelbase is 2750mm, which is unchanged from the current model.

　　The slip-back shape makes Changan’s second-generation UNI-V look sporty from the rear, and it is also one of the car’s eye-catching designs. Compared with the current models, the overall shape of the tail has not changed much, and the electric tail is very B-shaped. The most conspicuous change is the change in the shape of the lower bumper and the rear exhaust. The exhaust design has been changed from a round mouth to a rectangular mouth, and the PHEV hybrid version will also adopt a double-outlet and center exhaust design.

　　All-black multi-spoke aluminum alloy wheels don’t look fancy, which is in line with the sports attributes of the whole vehicle. The real shot model uses SP SPORT MAXX series tires from Deng Lupu, with the specification of 235/40R19. The tyre size size is put on this car, which gives consideration to both performance and economy. The spare tire is still designed in a non-full size.

　　The interior modeling of the second generation UNI-V in Changan still maintains a dynamic design that echoes the appearance. The sharp lines and personalized instrument modeling make you feel like sitting in the cockpit of an airplane, which is also a feature of the UNI series models in Changan. The workmanship and materials used in the interior are very solid, and there are not many problems in the 100,000-class models.

　　The second-generation UNI-V 1.5T distinguished sports version of Chang ‘an has changed in interior materials and color matching compared with the current model. Among them, the interior color matching of orange/black color matching, the orange area is obviously reduced, and the center console also uses suede material with orange stitching, which converges a lot in color matching compared with the current models.

　　The steering wheel with flat design has a good grip and tight steering feel, but it takes some adaptation time to get started. The size of the 10.3-inch central control screen is not large, but the display effect is not bad, and it has not been upgraded compared with the current model. The difficulty and ease of use of the car machine system are not bad.

　　The built-in apps in the system are also rich, such as intelligent voice, intelligent navigation, online entertainment, information inquiry, etc., and can also be used for mobile phone interconnection and screen projection.

　　The design of the central armrest area is also relatively simple. In addition to the bar and the cup holder, the driving mode selection and the wireless charging panel of the mobile phone are also designed in this area, which will be more convenient to use. Below is a storage space with a large capacity, which provides USB and 12V power charging interfaces.

　　The proportion of the color of the integrated seat has changed, and there are more black parts. At the same time, the black parts have also become leather materials, and the "UNI-V" logo of the headrest has also disappeared and shifted to the hollowed-out silver trim under the headrest. I personally feel that the seat filler is a little harder than the cash. The front seats of the real shooting models are all multi-directional electric adjustment, and provide ventilation and heating functions.

　　The rear seats support a 4/6 ratio, which can effectively expand the storage flexibility of the trunk. The electric tailgate can be opened and closed from outside the car, inside the car and in the central control, which is very convenient to use. The hatchback opening method can also take things easily without bending over.

　　The wheelbase of 2750mm ensures the legroom of the rear passengers, and the shape of sliding back will have certain pressure on the rear head. After the panoramic skylight is opened, the lighting can be guaranteed, and the pressure on the rear passenger’s head can also be alleviated. The rear row has a central armrest and an independent air outlet in the rear row, and the cushion is somewhat short, which is not satisfactory for the thigh support of the rear passengers.

　　A traditional fuel version and a PHEV plug-in hybrid version are provided.

　　In terms of power, the second-generation UNI-V 1.5T premium sports version of Changan used a combination of 1.5T engine selection and 7-speed dual-clutch gearbox, and the maximum power and peak torque remained unchanged at 188 HP/300 N m compared with the current model.

　　The plug-in version will be equipped with a plug-in system consisting of a 1.5L four-cylinder engine and a motor, in which the maximum power of the engine is 110 HP, and the motor is 190 HP and 215 HP. The battery is equipped with two kinds of power batteries with capacities of 9.07kWh and 18.99kWh respectively, and the pure electric cruising range of CLTC under comprehensive working conditions is 50 km and 111 km respectively.

　　In other configurations, the car is also equipped with advanced driving assistance functions such as integrated adaptive endurance system, 540 transparent chassis, lane departure warning, front collision warning and parallel assistance. The configuration of independent suspension before McPherson also gives this car good comfort and handling ability.

　　Full text summary:The second generation UNI-V in Chang ‘an has been upgraded mainly for the exterior and interior parts, and the original superior configuration at the same level has been retained. I think this is also one of the reasons why the second generation UNI-V of Changan still has a place in consumers’ hearts with its excellent design and quality in today’s era of "volume" price and "volume" performance. It is reported that the new car will be officially listed in the first quarter of this year. At present, the new car has arrived at the store, and friends who like it can pay attention to it.