What kind of "emotional value" do we yearn for in the fast food era?

Chao News Client Reporter Pan Lu Jia Xiaowen

Editor’s Note: At the end of the year, the editorial department of Chewing on Words published "Top Ten Catchwords in 2023". As the weather vane of the annual social phenomenon, these buzzwords burn the imprint of people’s lives. Tide news is introduced with systematic summary, unique cognition and vivid brushwork, combined with buzzwords and personal feelings.Thematic inventory, explain the side of 2023 in detail. 

Fifth, we focus on "emotional value".

On December 4th, the editorial department of Chewing on Words released "Top Ten Catchwords in 2023", in which emotional value was also included. I searched the WeChat chat records and found that there were nearly dozens of chats between me and my friends that mentioned emotional value, including "I feel that every time I call my mother, I am criticized and I can’t get any emotional value"; "I feel so happy after talking today, and you have provided me with a lot of emotional value" and so on.

We are used to using this term to describe our feelings. Sometimes, we are the providers of emotional value, and sometimes, we become the winners of emotional value, and get positive energy from friends, family, idols, live broadcast rooms or some specific actions.

Emotional value has been mentioned more and more, becoming a measure of friendship and love, or becoming a key word for product marketing and shaping personal charm. What is emotional value? Why do we all need emotional value? While we are eager for high-quality intimacy, it seems that it is difficult for us to establish a stable intimacy. What is the reason behind it? This is also the question we want to answer.

This year, the topic of emotional value can always trigger a hot discussion on social platforms.

What is the emotional value?

When we trace the source of emotional value, we will find that it is actually a term in the fields of economics and marketing. Jeffrey, a professor at university of idaho Business School in the United States, defines it as the difference between emotional benefits and emotional costs perceived by customers. Among them, emotional gain is the positive emotional experience of customers, and emotional cost is the negative emotional experience.

Today, emotional value is generalized and understood as an ability to bring comfort, pleasure and stability to others. The source of this ability is not only peers, but also pets, film and television works.

I tried to ask a friend about the moment when she clearly felt "emotional value", and she replied, "When you told me that if I was unhappy, I could come to you". She said that this conveyed to her a feeling that all the difficulties now are trivial, and she can come to me to avoid it, "just like wanting to go home in a bad mood." Miraculously, her answer also brought the reporter the emotional value that he was affirmed and needed.

Simple psychology once launched a collection called "What behaviors of a person will make you feel very emotional". The answer includes listening, responding to everything, and others saying things that you can’t see, have the ability or courage to say. Behind the emotional value that is specifically explained is actually our desire to be seen, accepted, responded to and properly placed in the relationship.

The vote initiated at the Southern Weekend "Is emotional value just needed in emotion?" Nearly two-thirds of the readers chose "Yes, emotions need to be soothed". Yu Min, a national second-class psychological counselor and emotional restorer, believes from a psychological point of view that emotional value is a kind of behavior performance that makes others feel comfortable by empathizing with others and giving timely feedback when a person is particularly vulnerable or happy, thus increasing the importance in others’ minds.

What are the emotional values that need to be paid attention to in love? Is emotional value a kind of emotional labor? People are keen to discuss people around them who can bring emotional value on social platforms, and think about whether an intimate relationship that can’t bring emotional value to themselves should continue. Emotional value is increasingly becoming a measure of friendship and love.

Why is emotional value popular?

Shao Jiening, a psychological counselor at Hehuan Psychological Counseling Service Center, obviously feels that young people who have done divorce counseling in recent years are obviously different from those born after 70 s and 80 s. Material contradictions and domestic violence are the main reasons for people over 45 to file for divorce, while young couples after 90 mainly have emotional problems.

"In the past, people needed external evaluation of themselves, and they tended to suppress patience and their emotions were not exposed. Nowadays, young people will think why I should wronged myself. If my partner can’t provide the emotional value I want, I should separate. "

She believes that the popularity of emotional value is a kind of rebound. In the social environment where the pressure in all aspects is gradually increasing and the busy urban life is constantly compressing the social space, people’s need for self-expression and being listened to is amplified. From this point of view, the word "emotional value" is not surprising. It is like a mirror, reflecting the changes of social culture and the bias of collective emotions. "I am unhappy and uncomfortable, and whether I can express it independently is the most important thing." The proportion of personal experience and self-esteem in communication is increasing.

On social platforms, young people are willing to pay for their favorite lifestyles and items that can gain emotional value. "If you don’t buy it, you scratch your ears, and if you buy it, you will be happy," a netizen described it in the comment area. The relationship represented by emotional value extends to people and things. For example, when I come home from work at night and open the door, I see my pet standing at the door to meet me. In an instant, the fatigue of the whole day seems to disappear.

Yu Min understands young people’s choice between material value and emotional value. She believes that increasing emotional value is far more important than material contribution. "Keep your independence and let the other person feel that although you have each other, you are independent individuals, and you can communicate with each other deeply without feeling pressure. This is the meaning of emotional value."

Graphic has nothing to do with the source of vision china

How to face up to emotional value?

With the emotional value being mentioned more and more, this year, courses related to "emotional value" have also become popular. The "emotional masters" on the Internet teach students "how to provide emotional value" by paying for knowledge, and establish a positive personal design with words. It seems that as long as they learn such emotional cheats, they will be invincible in the workplace and communication.

In addition, selling emotions has become a business. Paid emotional tree holes and chatting services have become popular emotional products. Just spend a few dollars, you can release your emotions to strangers through the network cable and get a few minutes of stylized comfort and affirmation from the other party. Major consumer goods and live broadcast rooms also pay close attention to people’s emotional value and create corresponding services and personnel. On December 25th, 2023, the list of Taobao’s top ten commodities was officially announced. "Einstein’s brain (chatting service)", ebony sauce and customized concert lights were selected, and the tide of emotional consumption was being brought into the main trend of society by this young people.

Taobao "Einstein’s brain" product page

The emotional value also seems to indicate that while longing for high-quality intimate relationships, people are also worried about falling into self-friction because the other party can’t give corresponding feedback. Because of the material nature of value itself, some people began to resist the idea of emotional value, thinking that it quantifies the subjective feelings in a relationship.

How should we face up to the emotional value? Shao Jiening suggested that everyone should build a two-way emotional interaction around him. "Many times, cognitive inequality is a problem when people come to consult." She told Chao journalists that when people are in a normal social state, they need both emotional value and emotional value to their friends around them. "Whether it is parent-child relationship or husband-wife relationship, different people have different sensitivities and different perceptions and understandings of emotions. In the final analysis, it is still a question of empathy. " She often advises the consultant to change the way of expression in communication and understand her partner from another angle after communicating with both parties, instead of consuming each other in guessing and guessing.

As Shao Jiening said, expression and response can form a complete self. Expression is not disciplined emotional labor, and response is not unilateral giving within the framework of personal cognition. While talking about emotional value, we are actually looking forward to a sincere and equal relationship and a comfortable, stable and fortunate life in this fast food era.

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Tucson engine gearbox failure, modern car sunroof is easy to break.

Tucson engine gearbox failure, modern car sunroof is easy to break.

  Many old drivers are familiar with the three major parts of the car. The engine is known as the heart of the car, the gearbox is like a metronome, and the chassis is compared to the skeleton of the car. These three parts account for most of the cost of the car and are the most valuable and valuable configurations of the car. Compared with other comfort configurations, their experience is more direct. This is also the focus that many car owners pay most attention to when choosing a car. After all, whether the technology of the three core parts of the car is mature and reliable not only affects the reputation of the brand, but also relates to the reliability and safety of the vehicle. In front of them, everything else is floating clouds. Recently, Sina Auto Complaint Platform has received complaints from many Beijing Hyundai car owners, including Beijing Hyundai brand-new Tucson, Shengda and other models. Let’s take a look at the details.

The owner speaks:

Screenshot of complaint platform

  On March 5, 2018, Sina Auto Complaint Platform received a complaint from a netizen named "Bihai Yangfan 8" in Changji, Xinjiang, complaining that the car payment was Beijing Hyundai-Tucson.

  Car purchase time: May 26, 2017

  Car 4S shop: Xinjiang Changji Pangdaquanhui Beijing Hyundai 4S shop

  Time of licensing: June 6, 2017

  Complaints: Clutch slipping and engine burning oil.

Screenshot of complaint platform

  Owner’s introduction: "On May 26th, 2017, I bought a Hyundai brand 1.6T four-wheel drive brand new Tucson by mortgage at Pangdaquanhui Beijing Hyundai Si S shop in Changji, Xinjiang. On June 6th, it was put into operation. After only one week of use, it was found that the clutch slipped. After looking for after-sales service, it was said that the running-in period of the new car had not arrived, and it would be fine after running-in. However, after the running-in period, the problem not only did not disappear but became more and more serious. There must be seven or eight times a day. The symptom is that the gas door car doesn’t go and the engine is idling. Hold the throttle for more than two seconds or step on the throttle several times to start. Every time I go to the store, I have to ask this question. Every time it is tested by computer, it is always a fault-free code. The answer is that many cars have such problems, and my car is not a train Patience and other manufacturers to solve. “

  Tips: If you find any vehicle problems during the warranty period, you should contact the 4S shop as soon as possible. In addition, in the case of ensuring safety, it is best to shoot videos or pictures and other materials and keep relevant evidence.

  The owner said: "So until September, the vehicle has traveled to about 30,000 kilometers, and the clutch problem has not been solved. New problems and big problems are coming again! I found that the engine started to burn engine oil. Please run again after the sale to see if the problem will disappear. Wait for the manufacturer to reply. In this way, the vehicle waits in use and waits again. Every time it goes to maintenance, it gives a response to the manufacturer, waiting for solution, waiting in use and waiting for maintenance. The vehicle has been regularly maintained in the four S shop since it was purchased, and it has never been out of warranty. In this way, until January 23, 2018, when the mileage was 60,000 kilometers, the fourth S shop closed the engine oil import and export after the maintenance was completed according to the manufacturer’s requirements. It was only one day apart, that is, on January 25th, after the engine was running, the oil alarm light was always on. I asked what to do in Shop Four, and the store asked me if there was any abnormal noise in the engine. If not, I opened the store for inspection. When I arrived at the store, I said that the manufacturer asked to disassemble the engine and the manufacturer replied. After waiting for two days, the reply was for my maintenance, and I did not agree to the maintenance. The manufacturer asked to take photos of the disassembled engine for reply, and waited for two days to reply, which meant that the express delivery stopped, and it would be solved after the New Year. On the ninth day of the Lunar New Year, the manufacturer asked for another photo, saying that the last photo was not clear enough, and then wait for the result. Another few days later, the result came, saying that it was because of the gasoline problem that the engine burned oil and did not claim. "

  Tips: If the vehicle encounters problems, you can go to Sina Auto Complaint Platform to give feedback on specific problems in the case that negotiation and communication with 4S stores and manufacturers are fruitless. Only when the batch problems come together can manufacturers give solutions faster.

Media voice:

Tucson engine gearbox failure, modern car sunroof is easy to break.

  Burning engine oil means that the engine oil enters the combustion chamber of the engine through a certain way and participates in the combustion together with the mixed gas. The main reason is that the piston ring is damaged, which leads to the air leakage of the cylinder and the oil escaping into the combustion chamber. It is recommended to carry out maintenance as soon as possible. If this happens for a long time, not only will the oil consumption be large, but the impurities generated by oil combustion will increase the carbon deposition in the combustion chamber, which will further affect the engine performance.

1.6T-GDi engine

  Engine oil burning reason:

  1. When the wear gap between the piston ring and the cylinder wall is large or the oil ring of the piston ring does not return due to excessive carbon deposition, oil burning will occur.

  2. Oil burning will occur when the valve oil seal is aging and inelastic or when the valve oil seal falls.

  Both of these reasons require power maintenance. Generally, it is best to prepare for overhaul after burning engine oil. Because basically there is a loss in more than one place, although there is no fault in other places, there are hidden dangers after all.

7 speed dual clutch transmission 

  Causes of automatic gearbox slipping:

  Slip is one of the common faults of automatic transmission, and automatic transmission slip mainly refers to the phenomenon that the engine can not be completely transmitted to the driving wheels after the clutch is engaged, so the vehicle has difficulty in starting, accelerates during driving, and the engine speed is too high, but the speed is slow. Therefore, it is necessary to pay more attention to maintenance, find problems in time and solve them as soon as possible to avoid unnecessary economic losses.

  Tips: Before buying a car, learn more about the failure rate and complaint rate of the purchased model. If you want to know more about dry goods, you can go to Sina Auto Complaint Platform. There are not only complaints from different brands, but also information about recalls by manufacturers.

Screenshot of the website of the State Administration of Quality Supervision

  Editor’s point of view: The problem of Beijing Hyundai-Tucson gearbox slipping reminds people that on January 29, 2018, Beijing Hyundai Motor Co., Ltd. expanded the recall of some brand-new Tucson cars and recalled 33,722 brand-new Tucson cars with 7-speed powershift produced from June 1, 2016 to August 23, 2016. Due to defects in the powershift Control Unit (TCU) program, the vehicle start may be delayed. If the accelerator pedal is pressed steadily for 1.5-2.0 seconds, the vehicle will start to accelerate and return to normal. However, if the accelerator pedal is pressed repeatedly, the vehicle may not be able to accelerate, posing a safety hazard. Beijing Hyundai Motor Co., Ltd. will upgrade the TCU program for vehicles within the scope of recall free of charge to eliminate potential safety hazards. The reasons described in this recall are similar to those in the complaint cases and can be used as a reference.

Panoramic sunroof

  On the complaint platform, users not only received complaints about Beijing Hyundai’s engine and gearbox, but also received complaints about the panoramic sunroof not being opened and closed. A car owner from Baotou, Inner Mongolia, complained that Beijing Hyundai-Shengda could not close the panoramic skylight after it was opened. Another netizen named "Atlassandal" from Taiyuan, Shanxi Province has a similar problem.

The owner speaks:

Screenshot of complaint platform

  The owner of the net name "Bear Good Mood" in Baotou, Mongolia, said: "The new Shengda panoramic skylight can’t be closed when it is opened. The 4S shop explained that it is a common problem of this car and cannot be solved."

Tucson engine gearbox failure, modern car sunroof is easy to break.

  The owner of the net name "Atlassandal" in Taiyuan, Shanxi introduced: "In 2013, Beijing Hyundai brand-new Shengda was purchased. Since the warranty period, it has been recalled repeatedly due to the skylight problem, but the problem has never been solved."

Tucson engine gearbox failure, modern car sunroof is easy to break.

  Editor’s comment: In today’s domestic market, panoramic skylight is a must-have configuration for everyone, which brings better vision and feelings, but it is very annoying if there is something wrong with the skylight. In case of failure to open or close or frustration, go to the 4S shop for inspection and maintenance as soon as possible. There are several possibilities that the skylight can’t be opened and closed: the skylight line is faulty, the driving motor of the automobile skylight is damaged, the skylight slide is seriously short of lubrication, which causes the sealing strip of the skylight to stick to the car body, and there is a foreign body stuck in the skylight slot. If you want to avoid this problem, you can check it regularly, lubricate the skylight, wipe the sealing strip clean, and open the skylight regularly to avoid sticking.

  If you think that this is only a small probability event, as of July 19th, 2018, we can find some complaints about Beijing Hyundai’s models on Sina Auto Complaint Platform and Sina Weibo, not only such big problems as engine and gearbox, but also the embarrassment that the sunroof cannot be opened and closed.

Brand-related complaints link:

  Beijing Hyundai brand new Tucson, clutch slipping, engine burning oil

  http://auto.sina.com.cn/feedback/2018-03-16/detail-ifysicie6505693.shtml

  Abnormal noise near tightening wheel and clutch of Beijing Hyundai Rena engine.

  http://auto.sina.com.cn/feedback/2018-03-15/detail-ifyshsys3731488.shtml

  Beijing Hyundai brand-new Shengda skylight problem

  http://auto.sina.com.cn/feedback/2018-03-07/detail-ifyawtax2029952.shtml

  Beijing Hyundai brand-new Shengda panoramic skylight can’t be closed when it is opened.

  http://auto.sina.com.cn/feedback/2018-03-01/detail-ifyrzinh1178132.shtml

brandRelated article links:

  Abnormal sound of gearbox, engine jitter, how long can modern leading drive "move"?

  http://k.sina.com.cn/article_5946450517_1626fa25500100aijh.htmlfrom=auto&subch=nauto

  Beijing Hyundai New Tucson still has quality problems after two recalls. Do you still want to buy it?

  http://k.sina.com.cn/article_1238848515_49d75403001006wd5.html? from=auto&subch=iauto

  Beijing Hyundai Tucson is "seriously ill" and its product reputation is in a double dilemma.

  http://k.sina.com.cn/article_5851414743_15cc580d70010051rl.html? from=auto

Brand correlationWeibo link:

  https://weibo.com/3150355094/GqwAtrrg6refer_flag=1001030103_&type=comment#_rnd1531993649977

  https://weibo.com/1870795791/Gqjm951forefer_flag=1001030103_&type=comment#_rnd1531816354884

  https://weibo.com/1745477265/GqlsFa6PCrefer_flag=1001030103_&type=comment#_rnd1531816397065

  https://weibo.com/6443625702/GqkSdbiebrefer_flag=1001030103_&type=comment#_rnd1531816414347

  https://weibo.com/5834767075/Gqj54kAG5refer_flag=1001030103_&type=comment#_rnd1531816500181

  https://weibo.com/6443625702/GqkSdbiebrefer_flag=1001030103_&type=comment#_rnd1531817845561

  https://weibo.com/5851414743/Gk7FTjhCtrefer_flag=1001030103_&type=comment

  Editor’s summary: In the early stage of developing dual-clutch gearbox, it is potential hidden trouble to choose dry dual-clutch gearbox. Although the dry dual clutch gearbox has simple structure and low cost, it reduces the later maintenance cost. However, long-term response to the morning and evening peak urban road conditions is somewhat inadequate. If the logic of the gearbox is not well matched, it will be in a semi-linkage state for a long time, which will easily lead to overheating and failure. After entering the domestic market, Hyundai Motor has continuously expanded its production capacity, but its technology has stagnated. The most eye-catching thing is only its design, but it seems to lack stamina in terms of configuration, power and technology.

How to use the complaint platform:

  If you encounter a similar situation when buying or using a car, or your legitimate rights and interests are infringed, you can come to Sina Auto’s complaint platform and submit your own complaint application.

Step 1

  Step 1, find "Complaint" in the navigation bar and click to enter the car complaint platform;

Step 2

  Step 2, next to the search bar for finding brands or models, you can click I want to complain;

Step 3

  Step 3: Before editing the complaint, you need to register or log in as a Sina member.

Step 4

  Step 4, you need to bind your own mobile phone number so that manufacturers can contact directly by phone.

Step 5

  The fifth step is to edit the complaint content, and it is suggested that the owner who needs to complain should fill in the complaint content as detailed as possible. After all, more detailed content is also convenient for the platform to solve problems for everyone, and it is more perfect to have pictures and truth.

Top1, the popular TV, my sister’s comeback is too fierce.

Source:Shadow detective(ID:ttyingtan)

Author: big cousin

Recently, there has been a hot topic:

Image from Douban

They are all working people. Who doesn’t have two faces when going to work?

At work.

She is a humble social animal, with black-rimmed glasses, the same clothes forever, and a marginal person.

After work.

She transformed herself into Bai Fumei, with exquisite makeup and confident smile, and walked with the wind.

High-end hotel regulars, luxury goods piled up all over the house, and even more, they got 70 billion yuan by their ability.

Senior bgm: I’m back in Lin Pinru! ! !

This is not a proper winner in life?

It’s just that her double life is a bit risky, and she went offline before an episode arrived-

What is one’s greatest regret? People are dead, and the money is not spent.

Little ladies

Little Women

"Little Ladies" can be said to be one of the most anticipated Korean dramas in September.

First of all, the production team is very solid.

Three women created and directed by Jin Xiyuan.(Vincenzo, Flower of Money), screenwriter Seo-Gyeong Jeong([Miss] [Resolution to Break Up]), production designer Liu Chengxi([Miss]).

The director is good at shooting money and desire, the latter two are Park Chan-wook’s imperial uses, and he has always been good at creating mysterious and dangerous female characters.

[determination to break up]

The cast is also very luxurious, and the two gods bring a new look.

Kim Go Eun.

The actor of Zhongwu Road made his debut, won the Newcomer Award with a large-scale [Enjiao], and then went out of the circle with the fire of the little bride in Lonely and Brilliant God: Ghosts.

[Enjiao] Screenshot

There are also two main characters, Nam Ji Hyun (365: A Year of Reversing Fate) and Park Chih-hou (Zombie Campus).

The supporting groups are all familiar faces, including Wei Hejun (Squid Game, Huang Junhao), Yan Jijun (Top Floor, Zhu Dantai) and Ji-won Uhm ([Su Yuan]’ s mother, Meixi).

Guest actors include Choo Ja Hyun, Song Joong Ki and Wu Zhengshi.

Song Joong Ki plays a clerk in a luxury store.

It is precisely because of this immortal lineup that the real-time ratings of the broadcast broke 10 and entered the tvN premiere ratings list in one fell swoop.

China also rushed to Douban real-time popular TV Top1, with a score of 8.9.

The heat has come. What’s the content?

My best friend committed suicide and left me 2 billion.

The story begins with three sisters who are "unlucky at home".

My father lost his family in all kinds of tricks.

MLM, gambling, investment, stocks … I owe a lot of debts, and I have gone abroad.

My own mother is even more unreliable.

The two sisters worked hard to save money for a long time, hoping to realize their little sister’s birthday wish-to study and travel.

As a result, the three sisters were only happy for a short time and were hit again.

My mother secretly put on makeup in the middle of the night, stole luggage, stole money, and left only a letter.

Some people in the world don’t deserve to be parents, but their parents are such people.

Poor family, unreliable parents, letDajie Renzhu(Kim Go Eun) shouldered the burden of family early.

It also made her obsessed with money and even took shortcuts to marry the rich.

Be cheated and divorced without any suspense.

The work situation is not good either. She is a small accountant of a big consortium.

The consortium is very realistic, only looking at birth and education. Renzhu was born in humble background, with a shallow education, divorced and ignorant of the world, and was naturally marginalized and excluded.

She passively accepted all the sufferings brought by poverty and had no room to fight back.

Fortunately, there is a similar person here, another marginal person, Chen Huaying (Choo Ja Hyun), and they naturally become friends.

Hua Ying is the mysterious two-faced man mentioned at the beginning of the article.

Although they are both marginal people, Huaying has strong working ability and is trusted by company representatives.

She’s like in-ju’s life mentor. Tell her something at work-

Accountants should not wear A goods into the company, which will make the company feel that you have neither money nor money worship, resulting in distrust.

Give the black material to those people who exclude her from Renzhu Company and tell her-

When others ridicule you, think about the ugly things they have done and make sure that you can laugh at any time.

I also took her to start a business together to earn money and design and develop accounting management procedures.

Because I want to register abroad, the documents are all in English.

It also provided Renzhu with a new idea of getting rich-sending her 2 billion cash directly.

Rich people are unreliable and have to be girlfriends. (Where can I get such a girlfriend? )

I thought it was a Korean version of Ode to Joy, girls help girls.

But things will never be so simple.

What if the money was bought with my best friend’s life?

Hua Ying was found hanging in her closet, wearing red high heels and having weird orchids tattooed on her ankles.

In the police investigation, Hua Ying is a woman who is addicted to shopping and plastic surgery.

There are many unopened new clothes and shoes in her home, and she had plastic surgery the day before she committed suicide.

As a result, this case was hastily closed for depression and suicide.

At the same time, director Shen of the company suddenly found her elder sister Renzhu and told her an amazing inside story:

Your best friend stole 70 billion yuan from the company before she committed suicide. This money is a secret fund, so you can’t call the police and you can only get it back privately.

Three sisters vs. Zhu Dantai

The English name of Little Ladies is little women.

Because the drama is inspired by the American book Little Women, they are all stories about three sisters’ efforts to get rid of poverty.

But this drama only borrows the shell, but the inside is completely opposite, which is also the breakthrough of this drama.

None of the three sisters are "good people", and they are all trapped in the whirlpool because of different human weaknesses such as vanity, greed or curiosity.

This is also the ambition of Zheng’s screenwriter. The sisters’ small thoughts are layered with the great conflict between classes. Under the temptation of money, everyone exposes the most secret corner of his heart.

Interview with Zheng screenwriter, source of bilibili up master

It is well known that the elder sister Renzhu made good friends with Huaying before, and then she was given 2 billion cash, which was passively involved in the storm of 70 billion secret funds of the chaebol.

She wants to find out the truth about the death of her best friend, and she wants to have this 2 billion.

This is her dream shortcut, but I don’t know that all the gifts are secretly priced.

And she didn’t have a cool head enough to keep the 2 billion, and she tried to get in trouble with the tiger.

Through investigation, Renzhu discovered a completely different Hua Ying, and finally discovered the secrets of Hua Ying and the company’s director Shen.

Before Hua Ying, Director Shen had an accountant.

She was also excluded, embezzled public funds, died of suicide and wore red high heels.

Now, Renzhu has also received the same high-heeled shoes sent by Director Shen, which is like a death warrant in front of Renzhu, and Renzhu is frightened.

However, before Director Shen could start work on Renzhu, he had an accident …

The brakes failed and there was a weird orchid in front of the car.

At the same time, the two sisters were involved in this conspiracy in different ways.

Second sister renjingNam Ji Hyun is a journalist with ideal news and strong empathy.

Although he has been working for several years, Ren Jing still has strong mood swings because of the victims of social vicious incidents, and he can only control his emotions with alcohol.

In other words, she is an alcoholic.

Recently, she is investigating Jae-Sang Park, the active president of the consortium and the candidate for the next mayor of Seoul.

Maybe there is a Zhu Dantai filter in "Top Floor", and he looks bad.

In-jin once investigated Jae-Sang Park in a bank case a few years ago, and 400 billion won involving 30,000 depositors in the bank case disappeared out of thin air.

Jae-Sang Park came from a humble background, crossed the class by marriage and became the son-in-law of Yuanling Group, and gradually took power in his hand.

In the bank case of that year, he was the defense lawyer of four of the accused executives.

Strangely enough, after meeting them in Jae-Sang Park, the four men committed suicide.

The death of these four people directly led to the disappearance of 140 billion won out of thin air and secretly flowed to the Yuanling consortium.

Renjing contacted the nephew of the high-level suicide in the past, trying to investigate the truth behind it and agreed on a meeting place.

But my nephew had a car accident before anyone saw him …

The same brake failed, and there was the same orchid on the road.

If the elder sister is passively involved in the conspiracy, the second sister chooses to fight against the chaebol, and the younger sister actively embraces the class.

Little sister renhui,In the top art high school in China, he is a genius in painting.

Genius is stubborn, too. She doesn’t want her two sisters to haggle for her.

So he insisted on taking refuge in the chaebol, painting with the chaebol’s daughter, and painting for her as a gunman in exchange for studying abroad.

And the chaebol, it is Jae-Sang Park consortium.

Grass snake grey line, the pulse is thousands of miles away. At this point, three lines converge on one person, Jae-Sang Park.

Coincidentally, Jae-Sang Park was wearing the same orchid brooch on his chest.

Suspense and reality

There are 12 episodes of "Little Ladies", and the above story is only 2 episodes, with compact plot and fast pace.

The "Slang Lawyer" next door involved 100 billion yuan, and this side is not to be outdone, directly reaching 140 billion yuan. Is Korean money not money, but just a string of numbers?

Until my cousin saw the news of Ann’s husband, the amount involved was 30.9 billion yuan, earning at least 1.3 billion yuan.

At that time, I didn’t know which number to be shocked by, and the pattern of Korean chaebol was still small.

140 billion won ≈ 700 million yuan

Back to the drama, the most impressive thing in the drama should be "orchids".

The screenwriter skillfully uses the image of "orchid" to create suspense, which frequently appears at the crime scene, just like the horn of death.

It is said that this orchid is like blue smoke floating in the air, which is rare and deadly.

But Jae-Sang Park’s family has a whole tree, which was planted by Park’s father-in-law.

Huaying’s home is also full of orchids, and even a very precious live orchid has one.

Director Shen was shocked when he saw it in Huaying’s room.

As if it shouldn’t be here.

Moreover, the orchid tattoo on Hua Ying’s ankle seems to be somewhat different before and after her death.

Reminiscent of Hua Ying’s plastic surgery before her death, there is a woman’s big hand stirring up the situation in the opening animation.

Is this a conspiracy of the chaebol? Or is it mantis catching cicada, with Hua Ying in the back?

Top: Under Hua Ying’s tattoo when she was alive: The dead.

In the opening animation, there is also a scene that imitates Leonardo da Vinci’s famous painting The Last Supper.

Does this mean that one of the characters who have appeared so far is a traitor? Is it little sister?

Suspense is hidden in the details, and the seemingly calm picture is full of waves.

In addition to the suspense feeling step by step, the series also relied on extremely grounded lines, and even with the entry # Writer really knows poverty #, it caused widespread resonance.

There are several things in the world that cannot be hidden, and poverty is one of them.

In "Little Ladies", poverty is portrayed particularly concretely.

For example, the second sister, Ren Jing, had a conversation with her colleagues in the face of unfair treatment given by her predecessors in the newspaper-

Colleague: Are you from a poor family?

Second sister:? ? ? ? ? ? ? ?

Colleague: Because you are too forbearing.

Isn’t this just an ordinary social animal with a mortgage and a car loan, only to bear with it?

And elder sister in-ju, when asked what she wants to do when she has money, she replied-

Winter coat, winter clothes are easy to tell whether a person is poor or not. In summer, he can barely wear the same clothes as others, but winter clothes are too expensive.

And these, in front of the "poor" who often rent a large duplex and small flat floor in domestic dramas, are too rare.

Write it at the end

The advantages mentioned above, of course, there are some obvious slots in the series, otherwise the score will not drop to 8.2 after 4 episodes.

Mainly from the third episode, in-kyung is a bit of a collapse, but it makes sense to cooperate with her sisters’ childhood trauma and growth experience.

In addition, the leading group is growing, and it was not very pleasing in the early stage.

However, in episodes 5 and 6, the amount of information exploded again, and new bad guys appeared, which was quite useful to defeat magic with magic. Here, it’s just too much drama.

In a word, it seems to be a work above the passing line at present, but I still suggest waiting until the end.

After all, the bad ending rate of Korean dramas has been too high in the past two years, and the finale of Slang Lawyer next door really hurt my cousin so much that I almost vomited blood.

Large-scale collapse scene in Douban comment area of slang lawyer

Let’s have a little interaction today-

(Little ladies)

See more wonderful film reviews

The regulatory authorities intend to standardize the liability insurance business: it is forbidden to underwrite seven types of risks, such as credit risk.

  On September 5th, The Paper learned from insiders that the Regulation Measures for Liability Insurance Business (Draft for Comment) (hereinafter referred to as the "Measures") drafted by China Banking and Insurance Regulatory Commission Property Insurance Department has been solicited for comments in the industry.

  The Measures require that insurance companies should continuously enrich liability insurance products, improve insurance services, raise the level of protection, focus on major strategies, serve the real economy, and actively play the positive role of liability insurance in participating in social governance, resolving contradictions and disputes, and safeguarding and improving people’s livelihood.

  Some insiders told The Paper that the "Measures" reflected the importance attached by the regulatory authorities to liability insurance. With the development of society, the role of liability insurance in social governance has become more and more obvious. With the continuous improvement of the rule of law, the liability insurance market is also growing, so supervision began to encourage and standardize the development of the liability insurance market. In addition, everyone used to compete in the field of auto insurance, and the competition has been excessive. The supervision also intends to guide the development direction of the industry and better promote the development of the insurance industry to the non-auto insurance field.

  The so-called liability insurance refers to the insurance subject matter of the insured’s liability for compensation to a third party according to law.

  In terms of business rules, the Measures clearly point out that insurance companies whose business scope includes liability insurance can operate liability insurance business. When an insurance company engages in liability insurance business, it shall comply with the solvency supervision requirements, scientifically evaluate its own risk management and control capabilities and customer service capabilities, and reasonably determine the types of insurance and areas it operates. When developing liability insurance products, insurance companies shall not violate insurance principles, public order and good customs, and shall not harm public interests and the legitimate rights and interests of insurance consumers.

  According to the Measures, insurance companies should accurately grasp the definition of liability insurance, clarify related concepts and the relationship between rights and obligations, and strictly define the scope of insurable risks.The following risks shall not be covered by liability insurance: the liability for compensation caused by the insured’s intentional manufacturing of insurance accidents; Criminal fines and administrative fines; Obligation to perform; Credit risk; Risk loss that will not occur or is determined to occur; Speculative risk with both loss possibility and profit opportunity; Other risks specified by China Banking and Insurance Regulatory Commission.

  The "Measures" also specifically lists that when insurance companies carry out liability insurance business,Seven business behaviors that may not exist, including:

  (1) Failing to use the approved or filed insurance clauses and insurance premium rates in accordance with regulations, including but not limited to changing the approved or filed insurance products by means of special agreement in the policy or signing supplementary agreements;

  (two) misleading the insured and the insured by exaggerating the scope of insurance coverage, concealing the exemption of liability, and making false propaganda;

  (3) Substantially underwrite financing credit risk in the form of guarantee liability;

  (four) to carry out unfair competition by means of interest transfer and commercial bribery;

  (5) Making a promise that does not conform to the insurance principle;

  (6) Eliminating or restricting competition through intermediaries, trade associations or other organizations;

  (seven) other acts stipulated by China Banking and Insurance Regulatory Commission.

  The "Measures" emphasize that insurance companies should clarify the relationship between liability insurance and property loss insurance, credit insurance, guarantee insurance, accident insurance and other types of insurance, reasonably determine the types of insurance, consciously maintain the market competition order, and must not harm the legitimate rights and interests of other insurance companies or consumers.

  When participating in liability insurance projects organized by government departments at all levels, insurance companies shall strengthen communication with government departments, policyholders and insured persons, and shall not blindly expand the scope of protection. Those that are not covered by liability insurance shall not be underwritten in the name of liability insurance.

  As far as service contracts are concerned, the Measures require that if liability insurance products provide insurance services, their shared costs shall not exceed 20% of the signing premium, and the main contents of insurance services shall be clearly defined in the terms. Services exceeding the above limits shall be provided separately and shall not be included in the premium. Where an insurance company provides insurance services alone, it shall sign an insurance service contract and indicate the service content and service price in the contract.

  In addition, insurance companies should formulate data security management systems, strengthen data security management capabilities, and must not disclose the information of the parties to the insurance contract, or engage in any activities that have nothing to do with the insurance business or harm the interests of the insured and the insured.

They are all tough characters! Count the brands of Volkswagen Group

  As we all know, it is a giant enterprise in the automobile industry in the world today, with 12 well-known automobile brands, and its sales volume ranked among the top three in the world in 2010. Behind all these shining titles, audi ag has experienced numerous interests struggles and countless money baptisms. If these Volkswagen-owned car brands are like brave soldiers, then the Volkswagen Group is undoubtedly the "commander in chief" who is strategizing and winning thousands of miles away. Today, this article will let the editor take you into the Volkswagen family, travel to that era, feel the interests you come and go together, spend money like water, and count the anecdotes of Volkswagen Group and its brands for you.

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● Background introduction of audi ag.

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  Audi ag was founded in 1937, and the company is headquartered in Wolfsburg, Germany, mainly engaged in automobile manufacturing and sales. At present, Volkswagen Group is the largest enterprise in Germany, and in 2010, it became the world’s largest car company with the largest sales volume, ranking 12th among the world’s top 500 companies. Volkswagen has factories in many countries around the world, and currently employs more than 500,000 people.

● The top 12 brands of German audi ag:

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  I believe that many netizens are familiar with the background of Volkswagen. However, before starting this article, please allow me to say one more word. Let’s first get to know the 12 brands owned by audi ag, namely: Volkswagen,,,,,, Scania, Volkswagen Commercial Vehicle,, MAN and the newly acquired motorcycle brand Ducati. The editor of this article will start with the brand battle between Volkswagen and Porsche, and give you a brief introduction of five brands acquired by Volkswagen and their stories with Volkswagen.

● This is the same root, why is it too urgent to fry! -Volkswagen Porsche’s 80-year-old feud.

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  For example, if I want to describe the relationship between Volkswagen and Porsche, I really can only think of the words "What’s the hurry?". After more than 80 years of feud and entanglement, the two giant brands have experienced countless undercurrent struggles for interests, and finally the "war" has come to an end temporarily after Volkswagen’s counterattack. For the story between them, let’s start from the beginning and tell you in detail the grievances between Volkswagen and Porsche.

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  Speaking of the relationship between Volkswagen and Porsche, we have to mention an old man, that is, ferdinand porsche, the founder of Porsche and Volkswagen. The founding of Volkswagen was also closely related to Adolf Hitler, the leader of Nazi organization in Germany at that time. It was Hitler’s idea of producing a Volkswagen that only sold 990 marks in 1936 that made the world’s leading car established today. At that time, ferdinand porsche was a famous German automobile designer. He was ordered to lead a group of laborers to start the production of this kind of cheap car, and in 1937, he established "Gesellschaft zur Vorbereitung des Deutsches Volkswagen MBH" (Volkswagen Company).

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  At this point, you may feel strange. Isn’t this ferdinand porsche the founder of Porsche? How did you get involved with the public again? Indeed, ferdinand porsche established the Porsche brand as early as 1931. At that time, Volkswagen was just a cheap car brand that he was "ordered to build" according to the requirements of Hitler’s Nazi government. It can be said that since the day Volkswagen was established, it was destined to be inextricably linked with Porsche.

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  Let’s take a look at some genealogies of the Porsche family, and we will know how close Porsche is to the Volkswagen family. First of all, ferdinand porsche’s son Ferry Porsche and grandson Wolfgang Porsche have been running Porsche Automobile Company. Wolfgang Porsche is still the owner of Porsche Automobile, while his daughter Louis Piech and grandson ferdinand piech are in charge of Volkswagen. ferdinand porsche gave 62% of the shares of these two companies to his son Ferry Porsche before his death, and the remaining 38% was owned by his daughter Louis Piech. This is self-evident.

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  It stands to reason that no matter how the equity is distributed, Porsche and Piech, who are both the heads of automobile companies and the same family, should have lived in peace. Moreover, the market positioning of Porsche and Volkswagen is quite different, and the direct competition relationship is very small. However, the aggressive personality of ferdinand porsche’s descendants determines that there will be a "blood shed" between Volkswagen and Porsche.

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  In the early days of Volkswagen’s establishment, the two companies used to be "brother enterprises" of mutual benefit and exchange of needed goods. Porsche Model 64 produced in 1938 used many spare parts from Volkswagen. In 1969, Volkswagen and Porsche jointly launched VW-Porsche914 and 914-6 models, which were named 914 because this model was equipped with a four-cylinder from Volkswagen, while 914-6 was equipped with a six-cylinder engine from Porsche, showing the close relationship between Volkswagen and Porsche.

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  However, the good times didn’t last long. With the death of ferdinand porsche and the continuous development of Volkswagen, Porsche has been completely surpassed by Volkswagen in terms of its share of the global automobile market and actual book revenue, and this momentum has quickly become a reality. Some "jealous" Wolfgang Porsche set his eyes on his "brothers" in the late 1990s.

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  In 2004, the Porsche family, whose eyes were locked on Volkswagen, finally ushered in the best acquisition opportunity in theory. In this year, Volkswagen sold a large number of shares because of poor management and high production costs, and went to the brink of bankruptcy. According to statistics, the average wage of Volkswagen’s workers was the highest in Germany, but the production efficiency was the lowest. More than 40% of the factories closed down, and the economy was even more unable to make ends meet.

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  Previously, the German government issued a law to prevent audi ag from being acquired by overseas investors, which expressly stipulated that when it comes to major issues such as company acquisition, it needs more than 80% of the support votes to pass, which means that Saxony will always have the veto power over public acquisition, and it is impossible for other companies to intervene in the public. This law is called "The Law of the People", and there are still many controversies today because of its strong local protectionism.

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  Although the "Volkswagen Law" has blocked it, the Porsche family will never miss this excellent opportunity. First, they quietly acquired the shares of Volkswagen in the secondary market. By the first half of 2005, Porsche had held nearly 20% of the shares in audi ag. However, Porsche’s erosion of Volkswagen’s shares did not attract people’s attention during this period. Until October 7, 2005, Porsche suddenly announced that it would buy 8.27% of Volkswagen’s shares from institutional investors. At this time, Porsche has held 27.4% of Volkswagen’s shares, becoming the largest shareholder of Volkswagen in the world. Since then, Porsche has increased its shareholding in Volkswagen to 31% in March 2007. However, due to the existence of the Volkswagen Law, Porsche spokesman Bowman made it clear that this action is only a simple increase, and there is no intention of any acquisition.

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  At this time, Porsche has become the heart of Si Mazhao, and everyone knows that the so-called "no acquisition intention" is just an excuse to hide the ear. In November 2007, the European Court of Justice proposed to abolish the Volkswagen Law. Porsche welcomed it and said that there was no plan to increase its shareholding. However, this duplicity only lasted for half a year. By 2009, the Porsche family had quietly increased its shareholding in Volkswagen to more than 50%.

  Subsequently, Porsche applied for anti-monopoly investigation. On July 23, 2008, the European Commission approved Porsche to acquire Volkswagen. By the beginning of 2009, Porsche announced at its headquarters in Stuttgart that it had held 50.76% of the ordinary shares of Volkswagen. At this point, I have to mention Porsche’s wishful thinking: if the acquisition is successful, Porsche can merge Volkswagen’s books, use Volkswagen’s funds or even sell Volkswagen’s assets by holding more than 50% of Volkswagen’s shares, and indirectly increase Porsche’s profits to pay off debts. Unfortunately, Porsche’s elaborate wishful thinking did not succeed. The acquisition was considered as a "hostile acquisition" by the German government and Volkswagen, and the Volkswagen Law still had a protective effect on Volkswagen. Therefore, Porsche’s acquisition of Volkswagen finally failed. However, this failure did not dispel Porsche’s idea of acquiring Volkswagen. The careerist is still eyeing Volkswagen.

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  However, it didn’t take long for us to find out that this "beast" was actually a "paper tiger" that was weak in the outside. After April 2009, the impact of the world financial turmoil deepened. At this time, Porsche’s debt "high platform" built by the previous crazy acquisition was crumbling, with a total debt of 10 billion euros. Banks also tightened their money and ignored Porsche’s various "applications". At this time, Porsche not only failed in its wishful thinking, but also internally.

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  While Porsche suffered the consequences of its aggressive acquisition, Volkswagen controlled its costs from 2007 to 2009, making a successful profit of more than 4 billion euros, and in 2009, it has quietly climbed to the second largest automobile manufacturer in the world.

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  At this time, the Piech family thought it was time to implement their plan. In mid-2009, audi ag, led by the Piech family, decided to buy Porsche Automobile Company. Faced with the blow of "brothers", Porsche Company at this time seemed to be at a loss. On July 22 of that year, Volkswagen officially agreed to buy Porsche Automobile by investing 5 billion euros. However, it was not so easy to eat Porsche in one bite. In 2009, Volkswagen spent 3.9 billion euros to acquire 49.9% of Porsche’s shares in its holding company, and the remaining 50.1% of the shares had to be purchased from Porsche Europe joint-stock company before it could fully acquire Porsche cars.

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  After being acquired by Volkswagen, Porsche’s business situation has been greatly reversed and it is booming. Volkswagen only provides financial support and does not interfere in the design, production and sales of its models, which makes Porsche cars like a duck to water, with frequent masterpieces, and quickly improves its market share. Volkswagen’s "Tai Ji Chuan" is really good.

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  After nearly three years of close cooperation with Porsche, Volkswagen Group officially announced on July 4 this year that it will continue to invest 4.46 billion euros to acquire the remaining shares held by Porsche Europe AG. If the process goes smoothly, Volkswagen will own 100% shares of Porsche after this capital injection. However, this matter has not been implemented until now, and it seems that it will take time to completely solve the feud between Volkswagen and Porsche.

Summary:

  The 80-year feud between Volkswagen and Porsche came to an end with the overall victory of the Piech family. In the last 20 years, we have seen the hysteria of Porsche and the public’s fearlessness in times of crisis. Due to the various interventions of the Volkswagen Law, Porsche not only failed in its wishful thinking, but also ended up being "acquired". In addition, the intrigue and competition for interests among the wealthy families also left us a deep impression. The temptation of rights and the bursting of desires once made Porsche lose its direction, while the public was supercilious and tepid in the whole incident, which not only made them get away with it, but also "helped the brothers" at a critical moment to get Porsche out of trouble and get back on track. It must be said that this is what brothers should have.

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The national immigration management agency’s 12367 service platform has received more than 6.4 million calls in two years.

  Xinhua News Agency, Beijing, April 8 (Reporter Ren Qinqin) April 8, 2023 marks the second anniversary of the launch of the 12367 service platform of the national immigration administration. The reporter learned from the National Immigration Bureau that in the past two years, the service scope of the platform has covered 122 countries and regions around the world, and has received a total of more than 6.4 million calls from Chinese and foreign personnel on policy advice and related opinions, suggestions and clues, such as handling entry and exit documents, port document inspection, border people’s exchanges, foreigners’ stay and residence, and nationality management. The first call resolution rate reached 99.86%, and the average satisfaction rate reached 97.45%.

  As an integrated "customer service center" for China’s immigration management facing the whole country and radiating the whole world, the national immigration management agency 12367 service platform provides bilingual Chinese and English, 7×24 hours manual standardized services, and uniformly accepts service demands and illegal clues reports related to China’s immigration management.

  In the past two years, the platform has transferred a total of 47,000 difficult claims, with a timely completion rate of 100%; Accumulated 1,840 opinions and suggestions on optimizing China’s immigration management; A total of 1,051 clues about cases of fraudulently obtaining entry and exit certificates and illegally crossing the country (border) have been accepted, which has become an important window to solve the "urgent difficulties and worries" of Chinese and foreign personnel and enterprises involved in China’s immigration management, provided an important reference for functional departments to improve and optimize management services, and played an important role in maintaining the normal order of entry and exit management.

Hengfeng bank’s "helm" changed, and Xin Shuren, 56, former director of Shandong Provincial Bureau of Statistics, took over as chairman.

Reporter Yan Zeng Yanglin

Hengfeng bank will welcome a new chairman.

On January 19th, the interface journalist noticed that hengfeng bank official website updated the list of the board of directors, and Xin Shuren was proposed as the chairman and executive director. According to a person close to hengfeng bank,Xin Shuren was appointed as Party Secretary of hengfeng bank on January 18th, and will be the chairman of the bank after completing relevant procedures.

Image source: hengfeng bank official website screenshot.

According to the public resume, Xin Shuren, born in February 1966, is 56 years old, with a postgraduate degree and a doctorate in economics. Xin Shuren has rich financial experience. He worked in Jinan Branch of China People’s Bank for many years before. From July 2000 to January 2012, he successively served as deputy director of the Statistics Research Department, director of the Investigation and Statistics Department, director of the Organization Department of the Party Committee, director of the Personnel Department, member of the Party Committee and secretary of the Disciplinary Committee (deputy bureau level) of Jinan Branch of China People’s Bank.

In 2012, Xin Shuren was transferred from Jinan to Qingdao, where he became the president, party secretary and director (deputy department level) of Qingdao Branch of the People’s Bank of China. During his tenure in Qingdao, Xin Shuren was elected as the representative of the 15th Qingdao Municipal People’s Congress, and served as a member of the Standing Committee of Qingdao Municipal People’s Congress and deputy director of the Financial and Economic Committee of the Municipal People’s Congress.

In June 2016, Xin Shuren returned to Jinan again and became a member of the Party Group of the General Office of the Shandong Provincial People’s Government. One month later, he became the Deputy Secretary General of the Shandong Provincial Government and a member of the Party Group of the General Office. In June 2020, he was promoted to Party Secretary and Director of Shandong Provincial Bureau of Statistics, presided over the overall work of Shandong Provincial Bureau of Statistics, and was in charge of the office and personnel department until he was transferred to hengfeng bank.

Chen Ying, former chairman of hengfeng bankThe next stop may be the director of Shandong local financial supervision bureau.On January 7, the Organization Department of Shandong Provincial Party Committee announced the announcement of cadres’ pre-appointment, and publicized the situation of cadres to be appointed.. Among them, Chen Ying, former Party Secretary and Chairman of hengfeng bank, is on the list of cadres to be appointed.
It is worth mentioning that at present, the positions of President hengfeng bank and the Chairman of the Board of Supervisors are still vacant.In August 2022, Wang Xifeng, the former president of hengfeng bank, resigned as the president of the bank due to job changes.. On January 17, Wang Xifeng’s qualification as the chairman of Qingdao Rural Commercial Bank was approved by the regulatory authorities.In December 2022, Zhang Shumin, Chairman of the Board of Supervisors of the Bank, also resigned as Chairman of the Board of Supervisors and Employee Supervisor due to job changes.

According to public information, hengfeng bank is one of the 12 joint-stock commercial banks in China, formerly known as Yantai Housing Savings Bank established in 1987. In 2003, with the approval of the People’s Bank of China, it was restructured into hengfeng bank Co., Ltd. In 2019, the market-oriented reform of shares was completed, and Central Huijin Company became the largest shareholder. By the end of 2021, the shareholding ratio of Central Huijin Company, the major shareholder, was 53.95%, and the second largest shareholder was Shandong Financial Asset Management Co., Ltd., with a shareholding ratio of 32.37%.

Headquartered in Jinan, Shandong Province, hengfeng bank has 319 branches all over the country, including 19 tier-one branches in Qingdao, Jinan, Nanjing, Hangzhou, Chengdu, Chongqing, Yantai, Fuzhou, Kunming, Xi ‘an, Ningbo, Beijing, Shanghai, Zhengzhou, Changsha, Wuhan, Guangzhou, Shenzhen and Hefei, one branch directly under the head office in Suzhou and a capital operation center in Shanghai.

Performance data shows that in 2021, hengfeng bank’s operating income was 23.879 billion yuan, a year-on-year increase of 13.56%; The net profit attributable to shareholders of the bank was 6.381 billion yuan, a year-on-year increase of 20.17%. By the end of 2021, the bank’s total assets reached 1,217.259 billion yuan, an increase of 9.25% over the end of last year; The non-performing loan ratio was 2.12%, a decrease of 0.55 percentage points from the end of last year; The provision coverage ratio was 151.56%, an increase of 1.19 percentage points over the end of last year.

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